Senior Director of Verification Strategy

Best Egg is a market-leading, tech-enabled financial platform helping people build financial confidence through a variety of installment lending solutions and financial health tools. We aim to help customers make smart financial decisions and stay on track, so they can be money confident no matter what life throws at them.We offer top-tier benefits and growth opportunities in a culture built on our core values:
Put People First – We foster an inclusive, flexible, and fun workplace.Create Clarity – Open communication drives trust and results.Get Things Done – We focus, prioritize, and deliver with excellence.Deliver with Heart – We lead with kindness, humility, and strong teamwork.Listen to Our Customers – Their needs drive our innovation. Barclays has entered into an agreement to acquire Best Egg with closing expected to take place in Q2 2026. This acquisition will give us the resources and capital to continue on our mission and drive our strategy forward. With an aligned culture, lower cost of funds, and increased employee growth opportunities across a global brand, we are excited about the future of the Best Egg brand under the Barclays umbrella.We are looking for collaborative, innovative team players who like to solve problems. There will also be immense opportunities for those willing to dive in. If you're inspired by growth and want to make a real difference, Best Egg is the place for you.
 We’re proud to be an equal opportunity employer committed to building a diverse, inclusive team.

In this role you will:

• Develop verification strategies for loan products in acquisition to optimize profitability, improve revenue, minimize credit losses, and improve customer lifetime value.
• Build new decisioning infrastructure leveraging external and internal data to advance segmentation techniques and predictive models for consumer lending programs such as identity, income and employment verification.
• Design champion/challenger tests and monitoring and evaluate test results and recommend credit policy changes.
• Develop benchmarking analysis and quantitative optimization frameworks for portfolio assessment including evaluation of credit risk, financial performance, and P&Ls.
• Analyze credit strategies performance and credit score effectiveness, MIS, and performance trends.
• Communicate performance strategies evaluation to stakeholders, senior management, and regulators.
• Maintain overall risk and return targets for investors particularly in a changing economic environment.
• Lead a team of analysts and partner with Decision Science, Marketing, Finance, Operations, Technology, Compliance, Legal, and other functional teams to achieve credit strategy goals.

Minimum Education and Experience Requirements

• Bachelor's degree in Statistics, Mathematics, Operations Research, an Engineering discipline, Management Information Systems, or other quantitative field and seven (7) years as Senior Manager, (Credit) Analysis Manager, or related position.
• SPECIAL REQUIREMENTS: The required seven (7) years of experience must have involved experience with SAS, R, or Python, and statistical modeling in the consumer lending or credit card industry using predictive modeling methods such as logical regression, survival analysis, and machine learning method.
• Alternative Education and Experience Requirements: Master’s degree in Business (MBA), Accounting, Finance, Economics, or related field and the required seven (7) years of experience must have involved experience with SAS, R, or Python, and statistical modeling in the consumer lending or credit card industry using predictive modeling methods such as logical regression, survival analysis, and machine learning method.

Employee BenefitsBest Egg offers many additional benefits for our employees, including (but not limited to):·       Pre-tax and post-tax retirement savings plans with a competitive company matching program·       Generous paid time-off plans including vacation, personal/sick time, paid short-- term and long-term disability leaves, paid parental leave, and paid company holidays ·       Multiple health care plans to choose from, including dental and vision options·       Flexible Spending Plans for Health Care, Dependent Care, and Health Reimbursement Accounts·       Company-paid benefits such as life insurance, wellness platforms, employee assistance programs, and Health Advocate programs·       Other great discounted benefits include identity theft protection, pet insurance, fitness center reimbursements, and many more!#LI-REMOTE
In compliance with the CCPA, Best Egg is fully committed to handling the personal information and data of employees and job applications responsibly with respect and due care. Review our CCPA Employee Policy