Jobs and Careers
MA

Senior Software Engineer

Mastercard
O'Fallon, United Statesfull_timeVerifiedPosted 27 Feb 2026
💰 $184,000/yr($115,000/yr$184,000/yr)

About the role

Our Purpose

Mastercard powers economies and empowers people in 200+ countries and territories worldwide. Together with our customers, we’re helping build a sustainable economy where everyone can prosper. We support a wide range of digital payments choices, making transactions secure, simple, smart and accessible. Our technology and innovation, partnerships and networks combine to deliver a unique set of products and services that help people, businesses and governments realize their greatest potential.

Title and Summary

Senior Software Engineer

Who is Mastercard?
We work to connect and power an inclusive, digital economy that benefits everyone, everywhere, by making transactions safe, simple, smart, and accessible. Using secure data and networks, partnerships, and passion, our innovations and solutions help individuals, financial institutions, governments, and businesses realize their greatest potential. Our decency quotient, or DQ, drives our culture and everything we do inside and outside of our company. We cultivate a culture of inclusion for all employees that respects their individual strengths, views, and experiences. We believe that our differences enable us to be a better team – one that makes better decisions, drives innovation, and delivers better business results.

Technology at Mastercard
What we create today will define tomorrow. Revolutionary technologies that reshape the digital economy to be more connected and inclusive than ever before. Safer, faster, more sustainable. 
And we need the best people to do it. Technologists who are energized by the challenges of a truly global network. With the talent and vision to create the critical systems and products that power global commerce and connect people everywhere to the vital goods and services they need every day.
Working at Mastercard means being part of a unique culture. Inclusive and diverse, a rich collaboration of ideas and perspectives. A place that celebrates your strengths, values your experiences, and offers you the flexibility to shape a career across disciplines and continents. And the opportunity to work alongside experts and leaders at every level of the business, improving what exists, and inventing what’s next.

About the Role
Software Engineers at Mastercard design and code artificial intelligence, cloud, and machine learning platforms that provide mission-critical insights to many of the world’s leading organizations and governments. As a Software Engineer, you will deliver these products and solutions with speed and agility as part of a small team. This will involve developing high-performing, highly scalable software solutions and products for some of the world’s top brands. Specific tasks vary depending on the project and the business unit that you join in.
All staff at Mastercard are expected to demonstrate 'Mastercard Way' cultural values every day - own it, simplify it, sense of urgency, thoughtful risk-taking, unlock potential, and be inclusive – with a relentless focus on our customers. As a Senior Software Engineer at Mastercard, you are expected to perform the following general responsibilities:
Actively participate in team prioritization discussions with Product/Business stakeholders
Estimate and own delivery tasks (design, dev, test, deployment, configuration, documentation) to meet the business requirements
Drive code/design/process trade-off discussions within their team when required
Perform demos/acceptance discussions in interacting with Product owners
Develop complete understanding of end-to-end technical architecture and dependency systems
Drive adoption of technology standards and opinionated frameworks, and review coding, test, and automation work of team members
Mentor and guide new and less-experienced team members
Identify opportunities to improve an overall process and trim waste; Share and seek knowledge within Guild/Program to drive reuse of patterns/libraries/practices and enhance productivity

All About You
Advanced Java skills with emphasis on Spring framework
Experience with test automation using BDD
Skillful at writing secure code in multiple languages; Familiar with secure coding standards (e.g., OWASP, CWE, SEI CERT) and vulnerability management
Understands the basic engineering principles used in building and running mission critical software capabilities (security, scalability, resiliency, customer experience, testing, operability, simplification)
Proficient in authoring test code with lots of smaller tests followed by few contract tests at service level and fewer journey tests at the integration level (Test Pyramid concept)
Apply tools (e.g., Sonar, Zally, Checkmarx) and techniques to scan and measure code quality and anti-patterns as part of devel

Apply for this role

Generate a tailored application kit with a matched cover letter, interview prep, and CV highlights — in under 60 seconds.

Apply Now →Generate Application Kit

Free account required — sign up in 30s

Company

Mastercard

View company profile →