Jobs and Careers

Senior Fleet Credit Analyst

Fort Worth, United Statesfull_timeVerifiedPosted 15 Sept 2025

About the role

Inside the Role

As a Sr. Fleet Credit Analyst, you’ll be responsible for overseeing all aspects of DTFS commercial retail and lease credit decisions for fleet customers across designated regions. You’ll coach and mentor a team of credit analysts to ensure credit integrity, accuracy, and compliance with global and local policies. This role is central to supporting profitable portfolio growth by establishing strong partnerships with the DTFS Sales Team and our dealer network. You’ll play a key part in maintaining disciplined credit practices while contributing to a collaborative environment that values precision, transparency, and strategic thinking.

This role will initially be based at the DTFS office in Fort Worth, TX, with a planned transition to the new DTFS Charlotte, NC location once it opens in Q3 2026

Posting Information

We provide a scheduled posting end date to assist our candidates with their application planning. While this date reflects our latest plans, it is subject to change, and postings may be extended or removed earlier than expected.

We Take Care of Our Team

Pay offered dependent on knowledge, skills, and experience

Benefits include annual bonus program; 401k company contribution with company match up to 6% as well as non-elective company contribution of 3 - 7% depending on age; starting at 4 weeks paid vacation; 13+ calendar holidays; 8 weeks paid parental leave; employee assistance program; comprehensive healthcare plans and wellness programs; onsite fitness (at some locations); tuition assistance and volunteer paid time off; short-term and long-term disability plans.

What You Drive at DTFS 

Manage acquisition activities for fleet borrowers with US and Canada DTF outstandings that exceed $1.25MM, or requesting a line of credit. Decision credit requests up to approved limits of authority of $5MM on 1-4 rated applications or $3MM on 5+ rated applications. Review credit files prior to analysts presenting to Local or RCRC committees.
Active member of Local Credit Committee with joint authority up to $25MM. Present files to RCRC, which exceed $50MM, when necessary.
Coach and develop credit analysts on skills and competencies needed to be successful in the role, (e.g., financial analysis, asset evaluation, economic factors, etc.). Recognize and reward valued behaviors. Conduct mid-year and annual appraisals. In partnership with Human Resources, manage the interviewing and selection of candidates as needed.
Monitor proficiency and efficiency of NASC agent tasks. Collaborate and make recommendations to the responsible party to ensure training and development of NASC agents. Perform audits if necessary.
Establish and maintain positive relationship with DTFS Sales Team and dealer network in the US and Canada to assist with profitable growth in the portfolio. Participate in joint sales calls and customer/dealer visits, when necessary.
Understand all Fleet related legal documentation to confirm DTF perfection, i.e.: UCC filings and Subordination Agreements; ensure timely conduct of lease line audits.
Ensure compliance to all global and local policies and procedures.
Identify and implement process improvements to achieve optimal credit efficiencies and service levels.

Knowledge You Should Bring 

Bachelor’s Degree and 5 years relevant work experience or 8 years of relevant experience in lieu of degree
3 years underwriting and/or finance experience
Analytical Skills; ability to collect data, establish facts and identify trends/variances
One year financial analysis and presentation skills
High degree of customer focus and the ability to work with sales, fleet customers, and dealers with a strong focus to deliver results while motivating, coaching and working with the credit team.

Exceptional Candidates Might Have 