Senior Systems Analyst - Credit Decisioning

Is it surprising to hear that a financial institution of 1.5 million members and over $30 billion in managed assets say that success comes from focusing on people, not profits?

Our “people helping people” philosophy has guided us since 1935, driving our deep commitment to serving our members, communities, and each other. When you join our team, you become part of a purpose-driven organization where your work makes a real difference.

While we’re proud of our history, we’re even more excited about our future. With business and technology transformation on the horizon, there’s never been a better time to be part of BECU.

PAY RANGE

The Target Pay Range for this position is $169,200.00-$206,700.00 annually. The full Pay Range is $131,800.00 - $244,400.00 annually. At BECU, compensation decisions are determined using factors such as relevant job-related skills, experience, and education or training. Should an offer for employment be made, we will consider individual qualifications. In addition to your salary, compensation incentives are available for the hired applicant. Incentives are performance based and targets vary by role.

BENEFITS

Employees and their eligible family members have access to a wide array of employee benefits, such as medical, dental, vision and life insurance coverage.  Employees have access to disability and AD&D insurance.  We also offer health care and dependent care flexible spending accounts, as well as health savings accounts, to eligible employees.  Employees are able to enroll in our company’s 401k plan and employer-funded retirement plan.  Newly hired employees accrue 6.16 hours of paid time off (PTO) on a per pay period basis based on hours worked (up to a maximum of 160 PTO hours per year) and receive ten paid holidays throughout the calendar year. Additional details regarding BECU Benefits can be found here.

IMPACT YOU’LL MAKE:

As a Senior Systems Analyst – Credit Decisioning at BECU, you’ll directly influence how we serve our members through smarter, faster, and more secure lending solutions. Your expertise will power the configuration and optimization of our automated underwriting and loan origination systems, making lending more accessible and accurate. You'll play a pivotal role in shaping risk strategies and guiding innovation by implementing scoring models and alternative data. This is your opportunity to use your technical skillset and strategic mindset to drive meaningful impact — not just for our systems, but for the financial wellbeing of every member we serve.

To join our dynamic team in this role, we require candidates to be residents of WA, OR, ID, AZ, TX, SC or GA. If you’re located in Washington state and within a reasonable driving distance to our Tukwila Headquarters (TFC), we encourage you come into the office on Tuesdays & Wednesdays each week.  For those candidates that live outside the commutable distance to TFC and in any of our approved remote work locations, this role will be primarily remote. Remote or onsite, we are committed to ensuring you are fully engaged and included in our collaborative environment. 

WHAT YOU’LL DO:

• Configure and Optimize Credit Systems: Manage and enhance the configuration of our credit risk and decisioning platforms to ensure seamless, accurate lending operations.

• Drive Credit Origination Strategy: Administer and offer expert advice on automated underwriting and loan origination strategies that align with BECU’s credit risk goals.

• Partner for Progress: Collaborate closely with internal stakeholders and cross-functional teams to streamline and elevate credit risk implementation.

• Lead Credit System Administration: Plan and execute technical solutions, maintain configuration standards, and lead user acceptance testing to ensure system reliability.

• Monitor and Report Performance: Create and review status reports on lending automation to maintain operational oversight and compliance.

• Translate Vision to Reality: Convert business needs into clear, actionable software requirements, working with vendors to bring your insights to life.

• Document for Clarity and Continuity: Maintain clear and compre