Senior Credit Analyst

Who we are

Together, we’re on a mission to make good health more affordable and accessible, to help millions around the world enjoy healthier lives. It’s a mission that bonds our people across nearly 60 countries and a rich, diverse variety of nationalities and backgrounds. Working here means working with the world’s leading manufacturer of generic medicines, and the proud producer of many of the products on the World Health Organization’s Essential Medicines List. Today, at least 200 million people around the world take one of our medicines every single day. An amazing number, but we’re always looking for new ways to continue making a difference, and new people to make a difference with.

Established in 1992, Anda Inc. is an independent wholly owned subsidiary of Teva Pharmaceutical Industries Ltd., and is one of the leading pharmaceutical distributors within the United States, Puerto Rico and the U.S. Virgin Islands. We provide distribution services to customers that span across all trade classes within the healthcare supply chain. Our portfolio of products includes generic, brand and specialty pharmaceuticals, injectables, vaccines/biologicals, diagnostic tests, medical & surgical supplies, OTC products, vitamins & nutritional supplements as well as Rx and OTC pet medications. At Anda we are committed to provide our customers with the reliable and trusted service needed to support their businesses and most importantly, the needs of their patients.  Our team operates with an unmatched sense of urgency and we pride ourselves in our willingness and ability to do what it takes to get our customers what they need, when they need it.

The opportunity

The Senior Credit Analyst performs various functions which are primarily concerned with analyzing the credit worthiness of customers or prospects by conducting in-depth financial analysis to determine the risk involved in extending business to business credit.

How you’ll spend your day

All areas of responsibility listed below are essential to the satisfactory performance of this position by any incumbents with reasonable accommodation if necessary. Any non-essential functions are assumed to be included in other related duties or assignments. 

•    Responsible for evaluating current and potential customers creditworthiness daily.
•    Responsible for requesting, gathering, and analyzing financial information and credit reports to help justify credit limit decisions.  
•    Make credit recommendations to management if credit limit requirements exceed delegation of authority. 
•    Work with Credit Manager to perform credit reviews for all customers $1M Plus to report to CFO on a Semi-Annual basis.
•    Work with Credit Manager to perform credit reviews for all customers from $500K to $999,999 to report to CFO on an Annual basis.
•    Perform credit reviews on all customers with credit limits above $150K.
•    Assist with order release and work with customers to obtain payment for order release.
•    Assist Credit Manager with monitoring and reporting for Credit Insurance Policy.
•    Work on Special Projects as assigned by management.

Your experience and qualifications

Any equivalent combination of education, training and/or experience that fulfills the requirements of the position will be considered. 

Education/Certification/Experience:
•    Bachelor’s degree in Business, Finance, or Accounting
•    Minimum of 3+ years of experience underwriting credit in a business-to-business environment 

Skills/Knowledge/Abilities:
•    Comprehensive knowledge Financial Statement Analysis (Balance Sheet/Income Statement/Cash Flow Statement)
•    Solid Understanding of Risk Metrics and Financial Ratios 
•    Understanding of Securitization Documents (UCCs/Letters of Credit/Notes)
•    Knowledge of JDE/SAP and AS400 preferred.
•    Experience with various credit reporting agencies (D&B/Thomson Reuters)
•    Active participant in industry groups NACM/CRF/CMA preferred.
•    Strong verbal, written and presentation skills.
•    Microsoft Office Suite proficiencies: Word, Excel, PowerPoint.
•    Ability to work in team/cross functional environment.
•    Demonstrate effective customer service skills.

Enjoy a more rewarding choice

We offer a competitive benefits package, including:
•    Comprehensive Health Insurance: Medical, Dental, Vision, and Prescription coverage starting on the first day of employment, providing the employee enrolls. 
•    Retirement Savings: 401(k) with employer match, up to 6% and an annual 3.75% Defined Contribution to the 401k plan. 
•    Time Off: Paid Time Off including vacation, sick/safe time, caretaker time, 13 paid Holidays and 3 paid floating holidays. 
•    Life and Disability Prote