Senior Commercial Bank Appraisal Reviewer (Remote - Northeast)

Senior Commercial Bank Appraisal Reviewer (Remote - Northeast)

Country: United States of America

Your Journey Starts Here:

Santander is a global leader and innovator in the financial services industry. We believe that our employees are our greatest asset. Our focus is on fostering an enriching journey that empowers you to explore diverse career opportunities while nurturing your personal growth. We are committed to creating an environment where continuous learning and development are prioritized, enabling you to thrive both professionally and personally. Here, you will find ample opportunities to connect and collaborate with talented colleagues from around the world, sharing insights and driving innovation together. Join us at Santander, where you are supported by a culture of engagement and a commitment to your success.

An exciting journey awaits, if you are interested in exploring the possibilities We Want to Talk to You!

The Difference You Make:
We are looking for a Senior Commercial Bank Appraisal Reviewer to work with us in a remote capacity in either the PA, NJ, NY, DE or MD area. The Senior Commercial Bank Appraisal Reviewer supports the second line of defense by providing robust guidance, advice and challenge across the organization, helping to ensure reporting requirements are understood, owned and managed to the firm's risk appetite.

• Identifies potential risks and assesses impact, probability of occurrence and timeframe.

• Acts as a liaison between third line of defense and first line of defense.

• Shares knowledge, coaches, and develops staff capabilities to strengthen understanding of industry and business issues and best practices for implementation.

• Maintains a strong rapport with local risk teams to create a strong risk culture of performance and accountability.

• Facilitates and improves the processes and monitoring of portfolios within specific risks areas (i.e., Credit) and terms of enterprise objectives (compliance and regulation).

• Supports the business and provides robust guidance, advice and challenge across the organization, helping to ensure reporting requirements are understood, owned and managed to the firm's risk appetite.

• Implements quality controls and processes and determines resolution steps for quality issue, with escalation and reporting as required.

• Identifies enterprise trends, synergies, and opportunities for change within Risk.

• Ensures business activities and operations are in compliance with applicable policies, procedures and/or regulatory requirements.

• Investigates various risk inquiries, proposals, plans, and makes recommendations as directed by management or at own initiative.

• Presents comprehensive risk exposures and recommends process improvements and best practices for implementation to senior management.

• Maintains abreast emerging risk trends and best practices; summarizes and communicates findings with team.

What You Bring:
To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

• Bachelor's Degree or equivalent work experience: Accounting, Business, Statistics, Risk Management, Information Systems, Finance, Economics or equivalent field. - Required.

• Master's Degree: Accounting, Business, Statistics, Risk Management, Information Systems, Finance, Economics or equivalent field. - Preferred.

• 5+ Years Financial Services Industry experience. - Required.

• 5+ Years Risk, Consumer Operations, Internal Controls, or related experience. - Required.

• Advanced knowledge of risk management practices, identification, resolution and implementation.

• Advanced knowledge of risk management best practices and how to implement them.

• Commercial awareness.

• Demonstrated problem-solving and analysis skills with attention to detail.

• Detail orientated with the ability to also understand overall strategy.

• Ability to multi-task and meet strict deadlines.

• Ability to adjust to new developments/changing circumstances.

• Ability to lead, influence and direct peers, subordinates and management.

• Ability to convey a sense or urgency and drive.

• Ability to build and foster internal relationships.

• Ability to analyze risk and design efficient control practices to mitigate risk.

• Strong cri