Financial Analyst Senior

Why USAA?

At USAA, our mission is to empower our members to achieve financial security through highly competitive products, exceptional service and trusted advice. We seek to be the #1 choice for the military community and their families.

Embrace a fulfilling career at USAA, where our core values – honesty, integrity, loyalty and service – define how we treat each other and our members. Be part of what truly makes us special and impactful.

The Opportunity

We are seeking a Financial Analyst Senior to tackle complex business challenges through advanced forecasting, planning, and financial modeling across income, profitability, liquidity, capital, leverage, asset and liability management, and operating expenses. This role mentors team members on sophisticated financial processes and analytical methodologies while ensuring all activities comply with regulatory and organizational requirements. The ideal candidate brings strong interpersonal and reporting skills, with the ability to partner closely with executive leadership, communicate strategic objectives, and align cross‑functional goals. Preferred experience includes proficiency with APPTIO, ERP systems such as Oracle ERP, and an interest in leveraging emerging technologies to enhance financial analysis.

We offer a flexible work environment that requires an individual to be in the office 4 days per week. This position can be based in one of the following locations: San Antonio, TX OR, Charlotte, NC

 Relocation assistance is not available for this position.

What you'll do:

• Leads team or process in delivery of financial forecasts/plans for a business area or function; guides team members and oversees implementation of forecasting/planning process and model improvement initiatives and business solutions.
• Prepares and guides team on complex financial reports and analysis or cost benefit analysis to support and provides insight for internal and external management decision-making.
• Interprets complex financial information and makes recommendations to business leaders. Implements solutions to key financial and operational opportunities.
• Contributes to achievement of business goals and objectives by delivering value-added business decision support to customers and business partners across the organization.
• Leads product assignments, product pricing, product profitability and ad-hoc analysis.
• Acts as a valued business partner by providing informed, proactive analysis and business insights to enable effective decision-making and efficient resource utilization.
• Interacts with senior management and company leadership, guides team and promotes innovation and productivity to support USAA's mission and operating state.
• Acquires and applies advanced knowledge of the business, its products and processes and serves as a resource to team members on escalated issues.
• Ensures risks associated with business activities are effectively identified, measured, monitored, and controlled in accordance with risk and compliance policies and procedures.

What you have:

• Bachelor's degree in Business, Accounting, Finance, Economics; OR a related field 4 additional years of related experience (in addition to the minimum years of experience required) may be substituted in lieu of degree.

• 6 years experience conducting complex financial/accounting analysis and providing actionable insights to various stakeholders OR Advanced degree in Business, Accounting, Finance, Economics, or a related field, progress towards a CPA or CFA designation and, 4 years of financial / accounting analysis or related work experience.
• Experience using financial/accounting technologies.
• Experience communicating key financial/accounting concepts.
• Finance/accounting experience in a financial services environment.
• Experience using Microsoft Office Excel for significant financial data analysis.
• Experience in the application and adherence to financial regulations and compliance.
• Experience producing financial reports and providing recommendations based on data.
• Working knowledge of GAAP.

What sets you apart:

• Proficiency using APPTIO
• Strong interpersonal skills with the ability to effectively partner and communicate with executive leadership
• Ability to convey strategic objectives and align departmental goals across cross‑functional teams
• Experience with ERP systems, including Oracle ERP
• Strong reporting capabilities with the ability to analyze, interpret, and present complex data
• Interest in leveraging new and emerging technologies for advanced financial analysis

Compensation range: The salary range for this pos