Product Manager III, Capital

If you are looking for a career at a dynamic company with a people-first mindset and a deep culture of growth and autonomy, ACV is the right place for you! Competitive compensation packages and learning and development opportunities, ACV has what you need to advance to the next level in your career. We will continue to raise the bar every day by investing in our people and technology to help our customers succeed. We hire people who share our passion, bring innovative ideas to the table, and enjoy a collaborative atmosphere.

Who we are:
ACV is a technology company that has revolutionized how dealers buy and sell cars online. We are transforming the automotive industry. ACV Auctions Inc. (ACV), has applied innovation and user-designed, data driven applications and solutions. We are building the most trusted and efficient digital marketplace with data solutions for sourcing, selling and managing used vehicles with transparency and comprehensive insights that were once unimaginable. We are disruptors of the industry and we want you to join us on our journey. Our network of brands include ACV Auctions, ACV Transportation, ClearCar, MAX Digital and ACV Capital within its Marketplace Products, as well as, True360 and Data Services.

At ACV we focus on the Health, Physical, Financial, Social and Emotional Wellness of our Teammates and, to support this, we offer:
• Multiple medical plans including a high deductible, low cost health plan
• Company-sponsored (paid) Short-Term Disability, Long-Term Disability, and Life Insurance
• Comprehensive optional benefits such as Dental, Vision, Supplemental Life/AD&D, Legal/ID Protection, and Accident and Critical Illness Insurance
• Generous paid time off options, including uncapped vacation days, the greater of 3 paid sick days or in accordance with the applicable state or local paid sick leave law, 6 paid company holidays, 2 floating holidays, parental leave, bereavement leave, jury duty leave, voting leave, and other forms of paid leave as required by applicable law or regulation
• Employee Stock Purchase Program with additional opportunities to earn stock in the Company
• Retirement planning through the Company’s 401(k)


What you will do:
Strategy and Planning:
• Develop vision for your product
• Creation of 6-month roadmap for your product
• Create and maintain competitive analysis for your product
• Inform prioritization framework for your product
• Define product lifecycle for your product
• Identify and recommend potential automated business system solutions and prioritize enhancements
• Define strategies for leveraging AI to optimize product delivery cycles, quantify success metrics, and drive continuous performance improvement.
Requirements and Execution:
• Drive the end-to-end development and launch of new financing products, features, and integrations, from concept definition to market introduction.
• Take ownership of the loan origination lifecycle, identifying bottlenecks and opportunities for automation and optimization.
• Implement technology solutions that streamline application processing, underwriting, document management, and funding to enhance speed and accuracy.
• Lead the strategy, roadmap, and execution for ACV Capital's dealer self-service platform, ensuring a best-in-class user experience.
• Support the business with audit documentation and compliance ensuring controls are implemented and executed in critical areas
• Create functional user stories and acceptance criteria
• Collaborate with design, analysts and engineering to plan development schedule
Communication and Collaboration:
• Demonstrate accountability with project timelines and manage project expectations by clearly documenting risks, and communicating delays as urgently reasonable
• Conduct customer & stakeholder demos
• Creation and presentation of plans and impacts
• Contribute to discussions with technology and executive leadership to inform, gain consensus and problem solve
• Participate in agile ceremonies
• Stay abreast of system product releases, assessing risk and escalating appropriately
• Partner with legal, internal audit, and security to ensure the tools and processes being built meet the needs of audit and regulatory requirements.
Customer and Market Insights:
• Identify, analyze, and develop strategies to improve core KPIs supporting the floor plan business
• Gather dealer feedback, conduct user research, and analyze data to continuously improve the self-service journey and anticipate future needs.
• Develop release marketing
What you should have:
• 3-5 years’ experience in banking, lending, financial services, or auto industry
• 3-5 years’ experience supporting product development
• Str