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Regional Business Manager-Portfolio-AGRI-FIN-PROJECTS (AF)-Marketing Branches Operations

Kotak Mahindra Bank
Indiafull_timeVerifiedPosted 5 Jun 2024

About the role

Job Role : 

 

  • Lead a team of Area Business Managers and Portfolio Relationship Managers and spearhead management and growth of existing clients in Agri SME space in the assigned geography. Responsible for P & L.
  • Should have the strong hold on Trade / Fx ad working capital products.
  • Focus on building granularity, and enhance coverage by broadening the client base and driving risk calibrated operating profit 
  • Acceptable knowledge of respective geography & able to quickly recruit quality team members.
  • Drive product penetration and earn revenue by providing them high standards of service on ongoing basis. Build strong connection & engagement with key clients and promoters
  • Drive penetration of Cross sell liability & other third party products on existing customers base & drive penetration and collaborate with internal bank channels 
  • Drive continuous monitoring of accounts to ensure there are no delinquencies, portfolio hygiene, post disbursement deferrals closure in time, security perfection 
  • To engage with Credit & risk function, legal & technical teams, RCAD & GR team for customer requirements & collaborate with internal bank channels for deepening customer base.
  • Drive efficiency by monitoring & suggesting improvement in processes basis ground reality & market trends.
  • Monitor team performance and positively inspire to achieve results

 

Job Requirements :

 

  • CA / Post Graduate Diploma / Post Graduate in Banking and Finance / Commerce etc.
  • Strong oral and written Communication
  • Relationship Management & Leadership Skills
  • Must have been in team leader role for 5+ years
  • Local Market Knowledge will be an added advantage
  • Ability to lead and build a high performance and result oriented team
  • Minimum SME/ Assets funding work experience 10 years

 

 

 

 

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Company

Kotak Mahindra Bank

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