Position Overview

At PNC, our people are our greatest differentiator and competitive advantage in the markets we serve. We are all united in delivering the best experience for our customers. We work together each day to foster an inclusive workplace culture where all of our employees feel respected, valued and have an opportunity to contribute to the company’s success. As an Internal Auditor Sr, you will be within PNC’s Internal Audit organization, supporting the Credit Audit team. This position is primarily based in a PNC location. Preferred locations are listed in this requisition. Responsibilities require time in the office or in the field on a regular basis. Some responsibilities may be performed remotely, at manager’s discretion.

Are you interested in an opportunity to join a dynamic and transformative audit environment that encourages innovation, champions data analytics, promotes process automation, and embraces emerging risks. PNC’s Internal Audit department is composed of industry leaders who provide independent, objective assurance and consulting services designed to add value and recommend improvement to the organization’s operations. Using cutting edge technology, you would participate in a collaborative setting and help guide PNC’s Internal Audit department into the future.

· We execute a Risk Based Audit Approach
· We value Data Analytics and Automation
· We leverage Continuous Monitoring/Auditing Techniques
· We recruit, develop, and retain great talent
We are looking for individuals who are passionate about mitigating risk, problem solving, and protecting the bank and also can contribute in the following ways:

· Provide an independent and objective perspective
· Ability to manage risk and think strategically
· Gather, analyze and translate data into actionable insights
· Work in an environment that requires a high level of accuracy and strong attention to detail
· Communicate and collaborate effectively with team members and business partners

The Credit Audit team within Internal Audit is responsible for determining whether appropriate credit risk management policies, procedures, and practices have been established and are operating effectively across PNC. Credit Audit accomplishes this objective by assessing functions responsible for identifying, measuring, monitoring, and controlling credit risk:

• Risk-taking functions responsible for consumer and commercial lending processes across the full credit life cycle, including new loan underwriting, ongoing portfolio monitoring, commercial problem loan management, and consumer loss mitigation activities.
• Independent Credit Risk Management and Credit Risk Review (i.e. loan review) functions within the Second Line of Defense responsible for governance and oversight of risk taking activities and aggregate risks of the enterprise.
• Functions responsible for modeling and analytics associated with credit risk, including the Current Expected Credit Losses (CECL) process to estimate the Allowance for Credit Losses (ACL) and risk rating scorecard models.
• Functions responsible for credit risk monitoring and reporting, including credit quality of new originations, performance of existing portfolio loans, and actual results compared with risk appetite limits.

Job Description

• Conducts execution of internal audit plan by leading or conducting financial, compliance or operational audit projects including the examination and evaluation of the adequacy of internal controls.
• Independently executes audit scope, objectives, and work plans. Assesses risk and controls, performs testing of key controls, and documents results. Documents audit work demonstrating command of language, clarity of thought, and orderliness of presentation.
• Executes procedures supporting external audit of internal controls, business processes, and account balances.
• Presents audit findings to audit management for the development of reports and recommendations.
• Develops and maintains productive client and team relationships through individual contacts and group meetings.

PNC Employees take pride in our reputation and to continue building upon that we expect our employees to be:

• Customer Focused - Knowledgeable of the values and p