Portfolio Director, Specialty Lending

ABOUT US

Here at MVB, our company culture defines the environment in which Team Members thrive. Our culture impacts a wide range of elements, including our purpose, values, expectations and goals that support growth and engagement – it is the secret sauce of our organization!

Our values live at the core of all that we do – Trust, Commitment, Teamwork, Adaptive, Respect, Love and Caring are our foundation for success.

MVB Financial Corp. (“MVB Financial” or “MVB”), the innovative financial holding company of MVB Bank, Inc., is publicly traded on The Nasdaq Capital Market® under the ticker “MVBF.” Through its subsidiary, MVB Bank, Inc., (“MVB Bank”) and the bank’s subsidiaries, MVB provides services to individuals and corporate clients in the Mid-Atlantic region, as well as to Fintech, Payment and Gaming clients throughout the United States. For more information about MVB, please visit www.mvbbanking.com.

 This role can be based remotely.

Candidates must reside in one of the following states: West Virginia, Virginia, Texas, Florida, Ohio, Pennsylvania, Maryland, Washington D.C., New York, New Jersey, Arizona, North Carolina, Georgia, or South Dakota. 

ABOUT THE ROLE

The Portfolio Director, Specialty Lending is responsible for strategic oversight, credit management, and portfolio quality of specialty lending relationships to include, but not limited to, litigation finance, private equity, middle market, and fintech lending sectors. As a key leader supporting the Head of Specialty Lending, this role ensures sound credit decisions and strong portfolio performance while contributing to the growth and development of the bank's specialty lending business.

WHAT YOU’LL DO

Portfolio Management

• Originate, underwrite, manage, and monitor a diverse portfolio of specialty lending clients — to include, but not limited to, litigation finance, private equity, middle market, and fintech — to ensure ongoing credit quality and compliance with loan agreements.
• Conduct in-depth financial due diligence and credit analysis of borrowers, with specific attention to the unique risks and structures within specialty lending sectors.
• Lead the preparation of credit presentations and periodic reviews, ensuring consistent adherence to internal policies and regulatory standards.
• Partner with the Head of Specialty Lending, Relationship Managers, Risk, and Legal teams to structure new credit opportunities and renew existing facilities, including warehouse lines of credit, forward flow agreements, master participation agreements, and loan portfolio purchases.
• Manage timely execution of renewals, annual reviews, covenant testing, and borrowing base certificate reviews for all applicable loans within the portfolio.

Credit Oversight & Risk Management

• Serve as a key contributor to credit approval discussions, providing seasoned judgment on borrower risk, loan structures, and risk mitigants.
• Identify emerging risks within the portfolio and proactively recommend and implement corrective actions.
• Maintain awareness of regulatory changes, economic trends, and industry developments within specialty lending markets that may impact portfolio performance.
• Make recommendations with respect to risk grade for all loans within the respective portfolios.
• Provide updates to senior leadership with respect to delinquent loans and risk-graded loans for management and board reporting purposes.

Strategic Partnership & Reporting

• Collaborate closely with the Head of Specialty Lending to support strategic growth initiatives across specialty lending verticals.
• Prepare and present portfolio reports, trend analyses, and risk assessments to the Head of Specialty Lending and senior leadership.
• Contribute to the development and refinement of specialty lending policies, procedures, and risk management frameworks.
• Serve as a subject matter expert for specialty lending credit matters across the institution.
• Participate in community organizations, industry events, and professional development activities that positively position MVB in the market.

EDUCATION & WORK EXPERIENCE

• Bachelor's degree in Finance, Accounting, Business, Economics, or related field required; MBA or advanced degree preferred.
• Minimum 10 years of experience in commercial credit or portfolio management, with at least 5 years focused on specialty lending, specialty finance, or investment banking.
• Prior leadership or team management experience strongly preferred.
• Deep understanding o