VP, Credit Regulatory Response & Reporting

Job Description:

Role Summary/Purpose:

The VP, Credit Regulatory Response & Reporting is a newly created role that resides in Credit Analytics and Reporting function within Credit Life Cycle team.  This critical role will leverage a deep understanding of credit data and strategy metrics and be tasked with leading the analytical development journey with cross-functional teams within and outside Credit in response to regulatory feedback from exams/reviews or change requests to regulatory reports.  To ensure compliance to regulatory requirements, this role will assume responsibilities of Credit Regulatory Reporting process owner accountable for satisfying process governance requirements of mitigating risk with effective controls. 

A successful candidate has a combination of reporting development, deep dive analytics, and team engagement experience. The ideal candidate must have a desire to learn and be curious, an ability to influence across teams, a tactical problem solver, and an effective communicator.  Finally, familiarity with reporting visualization tools such as SAS Viya or Tableau is critical.

Our Way of Working

We’re proud to offer you choice and flexibility. At Synchrony, our way of working allows you to have the option to work from home, near one of our Hubs or come into one of our offices. Occasionally you may be required to commute to our nearest office for in person engagement activities such as business or team meetings, training and culture events.

Essential Responsibilities:

• Manage and lead the establishment of regulatory response analytics insight through report development from gathering requirements, developing framework, establishing reporting process and ongoing deliverables for internal monitoring, regulatory reports, and external requests. 

• Build partnership within Credit strategy and data management teams as well as cross-functionally with Regulatory Reporting, Capital Management, Controllership and Supervisory Affairs to ensure accuracy and timely deliverables.

• Be the subject matter expert in Credit performance metrics leading deep dive analytics providing insight into how credit strategy impacts business performance holistically for both credit and financial metrics while able to articulate findings to senior leaders in clear succinct message either through presentation, reporting package or visualization tool.

• Support Category IV Bank status requirements managing CCAR related schedule and activities by partnering with Credit Data management and Capital Management to support enhancements, new build, code changes and validation coordinating with data system and data stewards.

• Effectively and creatively manage allocated resources such as analysts and technology while navigating data infrastructure to deliver results satisfying regulatory and/or supervisory guidance, along with appropriate documentation for review and validation meeting the process governance standards.

• Develop analytics team members through regular coaching and insightful and actionable feedback.

• Perform other duties and/or special projects as assigned

Qualifications/Requirements:

• Master’s degree and 5+ years of experience in analytics with experience in consumer finance or bachelor’s degree with 8+ years of experience in consumer finance analytics

• 5+ years of experience in Credit, Collections, Risk, Finance, or other Data Analytics role leading team or projects

• 5+ years of expert-level experience with SAS, SQL, or Python programming language experience with ability to analyze large datasets to derive credit insights

• 2+ years of experience with Tableau, SAS Viya or similar data visualization tool

• Ability to independently plan, research and analyze relevant requirements satisfying regulatory guidance, industry practices providing strong analytical supports from credit perspective

Desired Characteristics:

• Leadership experience with ability to manage multiple competing initiatives through prioritizing, delegating, and problem solving while delivering results within deadlines with a focus on accuracy and attention to detail.

• Cross-functional management and positive teamwork skills with ability to communicate, collaborate and influence relationships and support across multiple teams.

• Experience managing regulatory requests, reviews, ex