Senior Pricing Consultant

About Beam:Beam was founded in 2012 by three engineers who saw the opportunity to modernize the dental benefits industry using technology. Today, Beam Benefits is a digitally-led employee benefits company that offers dental, vision, life, disability, and supplemental health coverage. The company simplifies and modernizes the $100+ billion ancillary benefits industry through its leading dental insurance product, breadth of ancillary benefits, AI-powered underwriting, diversified distribution channels, and next generation benefits administration technologically-driven customer experience.

What We're Looking For:
Beam Benefits is focused on driving profitable growth and optimizing our insurance business for long-term success. We are seeking an experienced and analytical Senior Pricing Consultant to join our dynamic team. In this role, you will be responsible for developing, evaluating, and optimizing pricing strategies, deal management policies & processes, and having day-to-day deal decision authority to ensure profitability and competitiveness in the insurance market. You will work closely with actuarial, revenue, customer success, and product development teams to drive data-driven decision-making and support strategic initiatives.This is an excellent opportunity for a seasoned Insurance Pricing professional who can blend strategic, and pragmatic, thinking with a sound understanding of the employee benefit insurance industry to achieve measurable business outcomes.

Joining Beam Benefits Means:

• Working in a complex and dynamic business, simultaneously serving customers across employee benefits insurance product lines and growth and service channels
• Collaborating with a diversely skilled team to continuously improve
• Being empowered as an owner and expert
• Being motivated by improving how people access employee benefits

What You Will Do:

• Pricing and GTM Strategy:
• Develop and refine pricing strategies and models to optimize profitability and market competitiveness.
• Collaborate with product and sales teams to align pricing strategies with go-to-market (GTM) initiatives.
• Analyze customer segments and pricing elasticity to create targeted pricing recommendations.
• Support the development of dynamic pricing strategies that respond to market fluctuations and customer behavior.
• Provide insights into distribution channel pricing impacts and recommend adjustments for profitability


• Data Management & Deal Process Automation:
• Day-to-day deal management and deal pricing
• Assess underwriting policies and recommend improvements to enhance risk assessment and decision-making.
• Work with technology teams to integrate automated pricing solutions to improve efficiency and accuracy.
• Optimize pricing guidelines to improve turnaround times without increasing risk exposure.
• Identify key pricing metrics and develop dashboards to track performance.
• Train and support team members on new automated tools and digital pricing frameworks.


• Market Intelligence:
• Conduct in-depth market research and competitive analysis to identify industry trends and pricing benchmarks
• Monitor regulatory changes and ensure pricing and underwriting strategies remain compliant
• Develop reports on emerging risks, market disruptions, and competitor strategies
• Engage with industry groups and networks to stay updated on best practices and innovations


• Pricing Tools and Solutions:
• Evaluate and implement pricing tools to enhance modeling capabilities and decision-making
• Develop user-friendly pricing dashboards to support business
• Work with IT and actuarial teams to automate pricing calculations and risk assessmentsMaintain and enhance pricing algorithms to improve efficiency and accuracy


• Pricing Governance:
• Establish and maintain governance frameworks for pricing approval and monitoring
• Ensure compliance with internal policies and external regulatory requirements
• Conduct periodic reviews of pricing structures to ensure alignment with business objectives
• Develop risk management strategies to mitigate pricing volatility and underwriting risks

What Skills Will Help You Be Successful:

• 5+ years of experience in insurance pricing, pricing analysis, or risk assessment.
• Strong knowledge of price modeling, data analysis, and machine learning techniques.
• Experience and understanding of data structures and data querying for data analysis and predictive modeling.
• Familiarity with pricing techniques, and risk & customer segmentation methodologies.
• Experience with insurance products, underwriting guidelines, and regulatory compliance.