Senior Compliance Officer

<h4>About Thunes</h4> <p>Thunes is a global, fast-growing, and innovative Fintech scale-up that uses technology to disrupt and transform the existing financial system.</p> <p>We have a strong <em>Mission</em>: to create a better global payments network ; and a great <em>Purpose</em>: to connect the world to economic opportunities and address systemic inequality when it comes to financial services.</p> <p>We are proud to power payments for the world’s fastest-growing businesses and work with some of the amazing global brands - from Gig Economy giants such as Uber and Deliveroo and Southeast Asia's super-app Grab, to global Fintech leaders such as PayPal and Remitly.</p> <p>Our Products help to drastically simplify the Payment integration experience for our customers: with a single, simple connection, businesses and consumers can send payments to – and get paid in – every corner of the world. Instantly.</p> <p>Thunes is headquartered in Singapore with regional offices in London, Barcelona, Paris, Beijing, Shanghai, San Francisco, Miami, Dubai, Nairobi, Manila and Hong Kong.</p> <p> </p> <p><strong>Thunes in the European Union</strong></p> <p>We act as a trusted, neutral aggregator in a deeply fragmented industry. We offer end-to-end payments solutions to tackle the speed, cost-efficiency, and accessibility challenges for emerging markets.</p> <p>Thanks to its French Payment Institution licenses, Thunes is able to provide a variety of Accept (payment acquisition) and Pay (payout) services to clients and partners based in the EEA.</p> <p> </p> <p><strong>Context of the role</strong></p> <p>Based in France (Paris) and reporting to the EU Compliance Director, this role is supporting the Compliance function for Thunes in the EEA, both on the acquiring and payout businesses relying on Thunes’ French payment institution license.</p> <p>This role is expected to partner with the Global Compliance function (incl. the Head of AML, the Global Compliance Director, the Head of Regulatory Compliance, …) and other transversal teams (Legal, Account Management &amp; Business Development, Finance, Product...) based across the World.</p> <p>The role is eligible to the Hybrid Working Policy upon conditions.</p> <p>The position provides an exciting opportunity to work on an international stage, alongside household names, and join a rapidly growing FinTech company making a real impact on the lives of people in developed and emerging markets alike.</p> <p>The ideal candidate should be someone who has previously held senior payments’ compliance roles in organizations like:</p> <ul> <li>Payment Services Providers (incl. MTOs, acquiring PSPs)</li> <li>Banks or Financial Institutions <ul> <li>Traditional banks active in the payments space</li> <li>Neo-banks (E.g. Monzo, Revolut and the likes)</li> <li>BaaS actors (Banking as a Service like Swan, Solaris, Treezor)</li> </ul> </li> </ul> <h4>Key Responsibilities</h4> <ul> <li>Actively engages in the creation of Compliance frameworks, including for AML/CTF, Sanctions, and ABC policies. Aligns such frameworks with the global Policy House</li> <li>Applies existing frameworks to all the different cycles of the business relationship (onboarding,ongoing monitoring, reporting), and support the KYC/PDD team in their daily activities</li> <li>Provides relevant and reliable risk analysis on clients, payment methods and global payment chains (incl. credit risk)</li> <li>Serves as <em>“Correspondant/Déclarant TRACFIN”</em> in France and for the EEA region</li> <li>Has a formal role in a regulated company, and interacts with Senior Management, partner banks, regulators (ACPR), authorities and payment schemes in the region</li> <li>Plays a role in the EEA policy management process incl. creation and deployment of relevant policies</li> <li>Communicates and trains relevant teams on compliance requirements</li> <li>Identifies, assesses, tracks, and escalates risks (namely regulatory &amp; credit) throughout Thunes EEA acquisition business</li> <li>Spends time working alongside the operational teams in London, US and APAC to accommodate the French regulatory specificities within the Global Compliance Program</li> <li>Prepare and communicate analysis and assessment to internal senior management</li> <li>Has willingness to excel and grow within the organization, at both regional and global level</li> <li>Participates to the creation and deployment of the Permanent Control plan of the entity (including risk assessment &amp; internal control)</li> <li>Centralize and coordinate the remediation of audit findings</li> <li>Being an actor in the establishment of a Risk &amp; Compliance culture within the business line</li> <li>Involves in the governance of the French regulated entity (committees, reporting to authorities...)</li> <li>Has knowledge on operational deployment of a compliance programme (KYC, sanction &amp; PEP screening, AML/CFT alerts management, ...)</li> <li>Some international travel may be require