Position Overview

At PNC, our people are our greatest differentiator and competitive advantage in the markets we serve. We are all united in delivering the best experience for our customers. We work together each day to foster an inclusive workplace culture where all of our employees feel respected, valued and have an opportunity to contribute to the company’s success. We are looking to hire a Portfolio Analytics & Strategy Expert for Credit Portfolio Management within PNC's Credit Risk organization.

Job Summary:
The Credit Portfolio Expert will provide enterprise-level oversight of credit portfolio positioning, risk-adjusted performance, and strategic governance. This role combines deep expertise in credit risk, portfolio analytics, regulatory compliance, and executive-level engagement. The individual will collaborate with senior stakeholders, ALCO (Asset and Liability Committee), and Credit governance forums to ensure robust risk management practices and deliver actionable insights that influence strategic decisions.

Key Responsibilities:
• Develop and execute credit portfolio strategies aligned with regulatory and internal risk frameworks.
• Lead independent oversight and challenge of portfolio positioning, concentration risk, and risk appetite adherence.
• Oversee advanced scenario modeling, CECL and CCAR analytics, and stress testing to identify emerging risks and recommend qualitative adjustments and mitigation actions.
• Benchmark portfolio performance against peers and industry standards using unified analytics frameworks.
• Prepare and present portfolio performance reports and risk assessments to senior management, ALCO, and regulatory bodies.
• Collaborate with cross-functional teams to implement governance enhancements and centralized reporting standards.
• Drive development of enterprise-wide credit analytics and reporting capabilities, ensuring transparency and consistency.
• Develop and implement advanced quantitative approach, including BAU (Business As Usual) stress testing methodology, to assess emerging risks and create/update the risk operating model and governance in support of business’s strategic expansion.

Required Qualifications:
• Minimum 8 years of experience in credit risk management or portfolio oversight within a large bank or equivalent institution.
• Proven expertise in Leveraged Lending, Private Credit, Financial Sponsor ecosystem, syndicated loan life cycle, and credit governance frameworks.
• Strong analytical skills with proficiency in financial modeling, scenario analysis, and risk assessment tools.
• Excellent communication skills with ability to influence senior stakeholders and present complex information clearly.
• Leadership experience in managing cross-functional projects and demonstrated ability in driving changes.

Preferred Skills:
• Experience with advanced portfolio analytics platforms and data visualization tools.
• Knowledge of regulatory expectations, CECL, CCAR, and stress testing methodologies.
• Ability to engage effectively in executive forums and governance committees.
• Passionate about financial markets.
• Result-driven and detail oriented.

Additional Information:
This role is an individual contributor that offers the opportunity to shape credit portfolio strategy, working closely with executive leadership and contributing to the bank’s risk resilience and growth objectives.

PNC is an in-office company that fosters a supportive culture where employees can thrive and achieve balance. We encourage candidates to connect with their recruiter and hiring manager to understand workplace expectations and ensure the role aligns with their goals.

 

PNC will not provide sponsorship for employment visas or participate in STEM OPT for this position.

Job Description

• Provides financial and regulatory reporting and analyses to maintain adequate controls over the financial and regulatory reporting processes. Responsible for running complex business performance, risk and operational analytics. May include the development of analytical methods/models to assess market, credit and/or operational risk of new and existing financial products.
• Leverages business / product expertise to rigorously analyze large datasets, improve risk adjusted returns, deliver profitable growth, and communicate conclusions. Synthesizes analytical results and develops, recommends, and implements business strategies that improve lending decisions, assist in managing risk, increase revenues, reduce exposure to losses, meet business goals, and improve performance. Estab