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Analyst - Wholesale Credit Delivery - Commercial Corporate Finance

Truist
United Statesfull_timeVerifiedPosted 20 Oct 2025

About the role

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Regular or Temporary:

Regular

Language Fluency:  English (Required)

Work Shift:

1st shift (United States of America)

Please review the following job description:

The Commercial Corporate Finance Credit Delivery group (“Group”) structures, underwrites and closes leveraged debt transactions for clients and private equity firms in Commercial Banking, driving and directing the process and activities necessary to obtain Truist’s credit commitment approval.  The Group includes the Specialized Cash Flow team that is focused on regional credits and participations.  The Group also supports day-to-day portfolio management with responsibilities including financial statement spreads and monitoring of financial trends, annual client reviews, covenant compliance analysis, risk rating and underwriting exceptions analysis.

Essential Duties and Responsibilities

Following is a summary of the essential functions for this job.  Other duties may be performed, both major and minor, which are not mentioned below.  Specific activities may change from time to time. 

  • Reporting to one of Group Team Leads, candidate supports senior teammates and deal teams in developing complex financial models and providing analytical support including analyzing financial statements and projections, and developing and participating in credit underwriting, structuring and presentations.

  • Fluent in Microsoft Office (Word, Excel and Powerpoint); ability to navigate Truist's systems and applications.

  • Responsible for analysis and underwriting related to transactions, amendments, modifications and other credit products for new and existing clients as part of deal teams.

  • Contributes to creating credit product approval documents and presentations.

  • Creates and utilizes analytical financial models, including financial projections, discounted cash flow analysis, leveraged buyout analysis, valuation analysis, and financial analysis of historical and projected cash flows.

  • Performs research and analysis on companies, industries and transactions in support of both client activities and risk mitigation strategies.

  • Supports senior teammates in day-to-day management of the portfolio with responsibilities including financial statement spreads, covenant compliance analysis and other activities as directed.  

  • Works closely with teammates in the preparation of on-time and high quality annual client reviews, renewals, and amendments.  Analysts may be responsible for completing entire annual reviews on assigned clients.

  • Maintains active ownership and timely processing of quarterly financials and risk ratings within own portfolio and as needed across the team.

Qualifications

Required Qualifications:

The requirements listed below are representative of the knowledge, skill and/or ability required.  Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

  • Bachelor’s degree

  • Two years of related financial services work experience

  • Strong analytical skills and attention to detail

  • Strong written and verbal communication skills

  • Competitive drive and high work ethic, self-starter, team-oriented

  • Solid leadership and interpersonal skills

  • High level of adaptability and flexibility with strong organizational and time management skills

  • Solid understanding of business

  • Advanced proficiency in Microsoft Excel and PowerPoint

Preferred Qualifications:

  • Minimum GPA: 3.0

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Company

Truist

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