Mortgage Structured Lending & Real Estate Credit Risk Manager (Vice President)

Job title:                      Mortgage Structured Lending & Real Estate Credit Risk Manager                  

Corporate Title:            Vice President 

Department:                 Risk

Location:                     New York

 

The pay range for this position at commencement of employment is expected to be between $150,000 and $200,000/year*

 

Company overview

Nomura is a global financial services group with an integrated network spanning approximately 30 countries and regions. By connecting markets East & West, Nomura services the needs of individuals, institutions, corporates and governments through its three business divisions: Wealth Management, Investment Management, and Wholesale (Global Markets and Investment Banking). Founded in 1925, the firm is built on a tradition of disciplined entrepreneurship, serving clients with creative solutions and considered thought leadership. For further information about Nomura, visit www.nomura.com

 

 

Overview:

The firm is seeking an experienced credit risk professional to join the Mortgage Structured Lending & Real Estate Finance Credit Risk team. The role requires experience evaluating counterparties, residential mortgage and real estate collateral, securitizations and new products/structures. In addition to product expertise, the candidate must exhibit familiarity with models, effective management ability and excellent communication as the role requires extensive collaboration across various functions and with clients. Candidate must be able to with business partners to structure and negotiate on credit terms for real estate and mortgage warehouse transactions.

 

Key Stakeholder Management

• Build and maintain strategic relationships with origination and structuring teams
• Act as the primary intermediary between clients, business units, auditors and department heads
• Present risk assessments and strategic recommendations to senior management & executive committees
• Provide clear, impactful communication of risk issues to senior management
• Partner with global teams across different jurisdictions and time zones
• Influence key decision makers on risk appetite and portfolio strategy

 

Risk Management Responsibilities

• Review and challenge transactions
• Ongoing monitoring of portfolio, collateral performance and markets
• Conduct on-site due diligence with counterparties to determine financial, operational and managerial capabilities
• Write credit reviews to provide support for ratings and discuss risks and mitigants for transactions
• Oversee limit framework design and implementation
• Guide development of risk analytics and reporting frameworks
• Contribute to regulatory capital optimization initiatives

 

Team Leadership

• Provide technical guidance and mentoring to junior staff
• Foster collaboration across risk and control functions
• Drive performance management and career development

 

Required Qualifications

• 10+ years of relevant risk experience
• Strong understanding of mortgage & real estate underwriting, or adjacent sectors (e.g., Specialty Finance)
• Proven experience managing stakeholder relationships at senior levels

 

Technical Knowledge

• Comprehensive understanding of credit risk rating methodologies
• Expert knowledge of risk metrics and limit frameworks
• Understanding of securitization structures and markets

 

Communication & Influence Skills

• Exceptional ability to communicate complex risk concepts clearly
• Experience presenting to executive committees
• Strong negotiation and conflict resolution capabilities
• Ability to build consensus across diverse stakeholder groups
• Confidence in challenging senior stakeholders constructively
• Clear written & verbal communication for regulatory correspondence