Senior Regulatory Compliance Program Analyst

At Xe, we live currencies. We provide a comprehensive range of currency services and products, including our Currency Converter, Market Analysis, Currency Data API and quick, easy, secure Money Transfers for individuals and businesses. We leverage technology to deliver these services through our website, mobile app and by phone. Last year, we helped over 300 million people access information about the currencies that matter to them and over 225,000 people used us to send money overseas. 

We are proud to be part of Euronet Worldwide (Nasdaq: EEFT), a global leader in processing secure electronic financial transactions. Under their Money Transfer division, Xe and Ria Money Transfer have been brought together to help establish the third largest money transfer business in the world. 

Reporting into the Deputy Head of Global Compliance  (HOC), the Senior Regulatory Compliance Program Analyst is responsible for supporting the implementation and ongoing oversight of the global  Compliance regime including but not limited to performing regulatory filings, assisting with independent reviews or examinations, and conducting regulatory assurance reviews designed to ensure the program complies with regulatory requirements and internal policies.  In addition, you will be responsible assisting in the oversight of the Financial Crime Compliance, ensuring that Xe’s products and services offered are in compliance with local regulatory obligations and the operations are consistent with regulatory requirements and conditions.

Our principles   

• AMBITION - We dream big, try things out and always ask “why not?” and “what if?” We’re ambitious in our thinking and our delivery 
• RESPONSIBILITY - We get involved, bring our perspective and are always open to new ideas. We take personal responsibility 
• COMMUNITY - We value a sense of belonging, trusting each other and encouraging authenticity. We contribute to our community 

What you’ll do;

In coordination with the compliance officers in all jurisdictions, key responsibilities will include;

• Coordinating efforts to ensure monitoring and oversight of key program pillars are executed on according to required cadence;
• Partner with business stakeholders to maintain up to date knowledge and expertise on core business activities and assists in the analysis of proposed business initiatives from a risk based regulatory perspective;
• Support in the review, updating, or drafting of regulatory training material delivered to the business.

Compliance Governance

• Assist the HOC with ensuring Compliance polices are up to date and the compliance risks are managed appropriately;
• Compile and present monthly Regulatory Compliance MIs to HOC and Global Head of Risk & Compliance.
• Maintains systems and procedural excellence through regular Compliance assurance monitoring, effective root cause analysis and continuous improvement and acts as Risk Monitor / Individual Controller for nominated risks within the Risk Matrix;
• Raise recommendations to the  HOC  in relation to policy exceptions and issues escalation.

Commercial & Business Partnership

• Support the Compliance culture by becoming a trusted advisor and partner to the business and managers in relation to regulatory compliance issues and responsibilities;
• Lead  by example to proactively strengthen the compliance culture across the business and strive to embed strong working relationships between compliance/risk function and the business (e.g. L&D function);
• Recommend actions to the HOC to rectify risk areas and seek agreement of ownership and timeframe from HOC. Track completion of agreed actions until resolution.

Requirements

Who you are;

• Able to demonstrate a track record gained through working within a similar role within the financial industry for a minimum of 5 years;

• Bachelor degree in business, finance, law enforcement, legal studies or a related field. May be substituted with equivalent work experience in Compliance within the financial industry;
• Knowledge of key AML regulations, including Bank Secrecy Act (BSA) requirements, preferred to have practical work  experience assisting Compliance programs in compliance
• You will have a detailed and broad understanding of legal/regulatory and compliance;
• You will have strong people skills and experience