Credit Risk Manager I
TruistAbout the role
The position is described below. If you want to apply, click the Apply Now button at the top or bottom of this page. After you click Apply Now and complete your application, you'll be invited to create a profile, which will let you see your application status and any communications. If you already have a profile with us, you can log in to check status.
If you have a disability and need assistance with the application, you can request a reasonable accommodation. Send an email to Accessibility (accommodation requests only; other inquiries won't receive a response).
Regular or Temporary:
RegularLanguage Fluency: English (Required)
Work Shift:
1st shift (United States of America)Please review the following job description:
Responsible for optimizing profitability of the wholesale loan portfolio by maintaining proper balance between quality, profitability, and compliance in the assigned portfolio. Partner with Line of Business (LOB) segment leadership team to execute credit strategy in line with LOB targets and Truist stated risk tolerance. Leads a credit approval team of Credit Risk Officers/Portfolio Managers that inculcates credit culture through communication, guidance, training and development. Provides a leadership role in modeling behaviors that reflect strong judgment capabilities gained through broad and deep credit experience, constructive partnership and ability to navigate challenges that have potential impact on Truist profitability.Position will sit in-office 5 days a week at one of the locations listed. No other locations will be considered. No remote option available.
ESSENTIAL DUTIES AND RESPONSIBILITIES
Following is a summary of the essential functions for this job. Other duties may be performed, both major and minor, which are not mentioned below. Specific activities may change from time to time.
1. Serve as a risk manager for commercial/wholesale lending or specialty lines of businesses. Promote consistency of Bank's credit culture and lending strategies throughout organization. Responsible for leading the advancement of the organizations risk management culture, framework, and appetite
2. Lead and manage a team of Credit Risk Officers/Portfolio Managers for small to moderate sized portfolio. Engage in the development of each teammate by providing timely constructive feedback/coaching and regular expectation setting and reinforcement. This includes oversight and inspection of adjudication behaviors and activities, including client selection, risk selection, underwriting exceptions, turn times and general level of engagement
3. Provide indirect leadership to the LOB and Credit Delivery teams of the assigned portfolio through the delivery of credit training and mentorship of client facing lenders/Relationship Managers
4. Exercise prudent credit judgment and guidance through individual delegated loan authority
5. Stay abreast of laws, regulations and risk management techniques to ensure compliance and best practices in risk management. Stay abreast of local and national economic trends and market conditions
QUALIFICATIONS
Required Qualifications:
The requirements listed below are representative of the knowledge, skill and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
1. Bachelor's degree, or equivalent education and related training
2. 5 years of experience in lending and/or credit experience
3. Comprehensive financial credit risk and regulatory knowledge
4. Strong communication and interpersonal skills with demonstrated leadership ability to collaborate across teams and build strong relationships
Preferred Qualifications:
1. 10 years of experience in lending and/or credit experience
2. Master's degree in business administration, finance, or accounting
3. RMA - Credit Risk Certification
General Description of Available Benefits for Eligible Employees of Truist Financial Corporation: All regular teammates (not temporary or contingent workers) working 20 hours or more per week are eligible for benefits, though eligibility for specific benefits may be determined by the division of Truist offering the position. Truis
Apply for this role
Generate a tailored application kit with a matched cover letter, interview prep, and CV highlights — in under 60 seconds.
Apply Now →Generate Application KitFree account required — sign up in 30s
Similar roles
Credit Risk Professional, Analyst, Japanese Corporate Banking, Bilingual in Japanese and English, Hybrid in NY
MUFG
$95,000/yr
Hybrid Credit Associate Program (1)
Apollo Global Management, Inc.
Head of Credit Monitoring & Financial Wellness Platform
PNC
$261,300/yr