Position Overview

At PNC, our people are our greatest differentiator and competitive advantage in the markets we serve. We are all united in delivering the best experience for our customers. We work together each day to foster an inclusive workplace culture where all of our employees feel respected, valued and have an opportunity to contribute to the company’s success.

As a Portfolio Analytics & Strategy Analyst Senior within PNC's Balance Sheet Analytics & Monitoring (BSAM) organization, you can be based in Pittsburgh, Cleveland, or another PNC Hub location, and may be performed remotely, at manager’s discretion.

In this role, you will work with different stakeholders from credit loss modeling, business, finance, and data to perform CECL reserve production and support CCAR stress credit loss projection. Duties include but not limited to the following:
• Able to design and implement the process based on business requirements with the computer language (python is preferrable).
• Able to identify, debug, solve issues independently,
• Detail-oriented and quick learner. need to analyze complex problem and translate them to analytics approach
• work with interna and external teams to understand business requirements, develop solutions, analyze outputs, and delivery results.
A successful candidate requires:
• Bachelor or above in Math, computer science, Data Science, Engineering or equivalent areas
• Strong experience with Python, SQL and Spark is a plus
• Strong communication skills
• Knowledge on credit loss, CECL/CCAR, balance sheet products is preferred.
• Experience with Linux system, PAE, and Tableau,
• Experience with Dremio but not required.

Job Description

• Provides financial and regulatory reporting and analyses to maintain adequate controls over the financial and regulatory reporting processes. Responsible for running complex business performance, risk and operational analytics. May include the development of analytical methods/models to assess market, credit and/or operational risk of new and existing financial products.
• Leverages business / product expertise to rigorously analyze large datasets, improve risk adjusted returns, deliver profitable growth, and communicate conclusions. Synthesizes analytical results and develops, recommends, and implements business strategies that improve lending decisions, assist in managing risk, increase revenues, reduce exposure to losses, meet business goals, and improve performance. Establishes baselines for strategies and tracks actual performance to expectations.
• Applies predictive models, third party data, and other tools to develop and execute appropriate segmentation and targeting for acquisition and portfolio strategies to provide insight into portfolio risk. Manages engagements with internal and external information suppliers ensuring solution is fit for purpose while maintaining appropriate governance and oversight.
• Works with business, credit, data, and model development partners to design, develop, and monitor test designs and analytical reporting to track and enhance strategies. Designs / enhances standard reporting suites for regular product / portfolio reviews.
• Collaborates with the line of business, Finance, and Risk partners to assess and establish credit risk appetite and to understand its implications, as well as to establish policies and procedures governing the identification, monitoring, and management of risk appetite.

PNC Employees take pride in our reputation and to continue building upon that we expect our employees to be:

• Customer Focused - Knowledgeable of the values and practices that align customer needs and satisfaction as primary considerations in all business decisions and able to leverage that information in creating customized customer solutions.
• Managing Risk - Assessing and effectively managing all of the risks associated with their business objectives and activities to ensure they adhere to and support PNC's Enterprise Risk Management Framework.

Qualifications

Successful candidates must demonstrate appropriate knowledge, skills, and abilities for a role. Listed below are skills,