VP - Senior Financial Restructuring Analyst II

Job Title

VP - Senior Financial Restructuring Analyst II

Job Description

Do you have a passion for Agriculture and a desire to make a difference in the world? Do you want to work for an organization that cares for its people and encourages you to be your best? Then consider joining the team at Rabobank, where we work collaboratively as a team for our clients as they focus on feeding the world, all while allowing you the flexibility to live a life you enjoy.

Our Shared Future:

“This role provides a great opportunity to develop my career. It allows me to work with a talented and driven team.”- Financial Restructuring Team, Rabo AgriFinance

You and Your Job

As a Senior Financial Restructuring Analyst II you will be successful providing reliable and applicable insights into the potential risk of the client relationship and a proper basis for structuring credit products for the specific conditions

The Senior Financial Restructuring Analyst II is responsible for complete underwriting of Loan Strategy Reports (“LSR”) for clients assigned to the Loan Financial Restructuring (“LFR”) area. Underwriting will consist of new requests and servicing actions, such as renewals, annual reviews, partial releases, and covenant monitoring for LFR relationship exposure within an assigned area, sector, or market segment. Additionally, expertise in using the Loan Quality Assessment (“LQA”) system and process, recommending the appropriate Loan Quality Classification (“LQC”) and proposing impairment provision amounts at the client/relationship level are required responsibilities.

Job Responsibilities

Analyze and assess the (potential) client’s credit and operational risk using multiple sources of information (e.g., customer’s credit and operating risks, current and historical financial statements, cash flows, tax returns, and financial trend analyses), accompany the Financial Restructuring Manager on client farm visits/evaluations, contribute to a full understanding of the client’s business, and recommend LQCs and impairment provisions.

Contributes to a smooth and efficient process which meets client delivery expectations Assigned areas of responsibilities, in regard to servicing, are completed on a timely manner. Effective and efficient management of credit/risk portfolio thereby minimizing risks in the short- and long-term

Your Promise to Us:

To be considered for the Senior Financial Restructuring Analyst II role, you must have:

• Bachelor's Degree

• 7+ years of experience

• Knowledge of short- and long-term agricultural credit,

• Skilled in financial spreading, written and oral communications, written and oral comprehension, forecasting/ stress testing, and risk analysis/interpretation.

• Ability to travel regionally up to 15%

• Legally authorized to work in the United States on a full-time basis.  Rabobank is unable to sponsor or take over sponsorship of an employment visa for this position.

Our Commitment to you – cultivating your way beyond pay:

Rabobank welcomes employees and applicants from all backgrounds and is committed to fostering an inclusive environment that leverages the diverse strengths of our workforce. This enables us to exceed the expectations of our clients and customers while ensuring a healthy and safe environment for our staff.

We believe your well-being extends far beyond just a paycheck and should encompass your health, happiness, and satisfaction. To meet these needs, Rabobank offers a flexible hybrid working model and continually evaluates and enhances our benefit offerings to ensure they are comprehensive, competitive, and provide you with the options and flexibility you need.

Our employee benefits are focused on four main components:

• Physical Well-Being includes our commitment to your Health and Wellness. Medical, Dental and Vision plan coverages are effective on your date of hire. Rabo offers multiple plan options and a full network of providers to best meet your needs.

• Financial Well-Being provides for your Retirement + Savings + Security. We love seeing your retirement plan balance grow just as much as you do! That’s why you can start participating in the 401(k) plan on your date of hire. Plus we match 50% of the first 6% you contribute to your 401(k) plan for US Employees. Rabo also contributes an additional 3% of your eligible pay in Safe Harbor contribution and up to 3% in annual Discretionary Profit Sharing contributions.

• Emotional Well-Being ensures your Work + Life balance. We offer a generous paid time off program to full time employees: up to 20 days of vacation time, 5 days of additional