Capital Markets & Reporting, Analyst

Company Description

Achieve is a leading digital personal finance company. We help everyday people move from struggling to thriving by providing innovative, personalized financial solutions. By leveraging proprietary data and analytics, our solutions are tailored for each step of our member's financial journey to include personal loans, home equity loans, debt consolidation, financial tools and education. Every day, we get to help our members move their finances forward with care, compassion, and empathetic touch. We put people first and treat them like humans, not account numbers.

Job Description

As a Capital Markets & Reporting Analyst, you will be at the heart of Achieve’s lending products – supporting deal execution and ensuring accurate reporting to the capital markets. This is an exciting opportunity to gain hands-on experience with securitizations, warehouse facilities, and investor reporting, while directly shaping how Achieve engages with investors and partners. You’ll collaborate with cross-functional teams and external stakeholders, making a meaningful impact in a fast-paced, high growth environment.

What You’ll Do:

Investor Reporting & Marketing

• Own the monthly ABS / RMBS / warehouse reporting process by ensuring accuracy, data quality, and timely distribution to the market.
• Collaborate with data engineering, operations, and accounting teams to optimize automation and confirm data integrity of investor reporting.
• Manage investor data rooms, providing stakeholders with seamless and reliable access to information.
• Manage and update quarterly marketing materials, investor decks, and conference presentations that highlight Achieve’s lending products and story.
• Support investor relationships by responding to inquiries.

Deal Execution

• Support the execution of Capital Markets transactions across ABS and RMBS, managing timelines and deliverables to ensure smooth closings.
• Prepare and validate loan tapes, performance data, and agreed-upon procedures (AUP) for securitizations.
• Connect with internal and external parties involved in the deal execution including, trustees, accounting firms, rating agencies, underwriters, legal counsels.
• Facilitate Know Your Customer (KYC) processes and transaction due diligence.
• Coordinate with Compliance, Servicing, Legal, Credit, Underwriting teams on rating agency due diligence requests across all three lending products.
• Assist in the preparation of presale reports and rating agency presentations.

Performance Monitoring

• Monitor collateral performance using surveillance tools and internal dashboards.
• Analyze credit performance of Achieve’s historical deals against industry peers, providing insights to leadership and investors.
• Assist with investor or rating agency performance inquiries

Qualifications

What you’ll bring:

• 1-2 years of Capital Markets, finance, securitization or other relevant experience
• Bachelor’s degree in Finance, Economics, Accounting, or related field
• Excel and PowerPoint skills
• Familiarity with SQL or Python
• Ability to operate in a fast-paced environment to meet deal deadlines
• Detail focused, highly organized and excellent interpersonal skills
• General understanding of finance and cashflow modeling
• Experience with DV01, Intex, and/or Bloomberg a plus

Additional Information

Achieve well-being with:

• Hybrid and remote work opportunities
• 401 (k) with employer match
• Medical, dental, and vision with HSA and FSA options  
• Competitive vacation and sick time off, as well as dedicated volunteer days
• Access to wellness support through Employee Assistance Program, Talkspace, and fitness discounts
• Up to $5,250 paid back to you on eligible education expenses
• Pet care discounts for your furry family members
• Financial support in times of hardship with our Achieve Care Fund
• A safe place to connect and a commitment to diversity and inclusion through our six employee resource groups

Work from home/hybrid:

We are proudly offering hybrid options in the San Mateo, CA, and Phoenix, AZ metro market. In other locations throughout the country, we offer work from home, like: TX, UT, NV, WA, FL, IL.

Salary Range: $85,000 to $112,000 annually + bonus + benefits.

This information represents the expected salary range for this role. Should we decide to make an offer for employment, we'll consider your location, experience, and other job-related factors.

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