Financial Crimes Manager, FIU

Varo is an entirely new kind of bank. All digital, mission-driven, FDIC insured and designed for the way our customers live their lives. A bank for all of us.
Varo’s Financial Crimes Investigations (FCI) program is made up of forward-thinking creative and enthusiastic individuals, who are constantly striving to safeguard the financial sector from misuse and provide actionable intelligence to law enforcement. Our FCI supports various AML processes, including transaction monitoring alert/case investigations, Enhanced Due Diligence (EDD) reviews of high-risk customers, information sharing and law enforcement requests, and Suspicious Activity Report (SAR) filings. 
This role will be a Financial Crimes Manager, specifically leading the Financial Intelligence Unit. This person will lead a specialized investigations team at Varo, responsible for complex/large-scale investigations, law enforcement coordination, internal investigations and various ad hoc projects.

What you’ll be doing:

• Lead various initiatives, such as complex case investigations, proactive risk-mitigating projects, law enforcement coordination, and information-sharing requests via 314(a) and 314(b)
• Collaborate with peer groups and leaders to ensure all applicable risks are mitigated in the investigation
• Prepare and present findings of complex investigations, trends analysis, and ad hoc projects to senior leaders
• Refine desktop investigative procedures, making process recommendations to increase efficiency and risk mitigation effectiveness
• Gather feedback and recommendations and translate into business requirements, and work directly with product and engineering teams to improve Varo’s AML program effectiveness

You’ll bring the following required skills and experiences:

• Worked in other FinTechs or innovative Financial Institutions, with prior experience in BSA/AML regulations and Financial Crime Compliance
• 3+ years of prior transaction monitoring & surveillance investigations experience in anti-money laundering (AML), counter-terrorism, anti-bribery, and/or anti-fraud experience
• 3+ years of experience working as an intelligence analyst or in counter-threat finance in the DoD, IC, LE, or supporting communities
• Experience reviewing alerts, conducting case investigations, and drafting/filing SARs
• Ability to get work done, knowing when to use judgment to make risk-based decisions with current (and sometimes limited) information
• Ability to prioritize workflows and ensure deadlines are met
• Excellent written and verbal communication skills, interpersonal and collaborative skills

We recognize not everyone will have all of these requirements. If you meet most of the criteria above and you’re excited about the opportunity and willing to learn, we’d love to hear from you!
About VaroVaro launched in 2017 with the vision to bring the best of fintech into the regulated banking system. We’re a new kind of bank – all-digital, mission-driven, FDIC-insured, and designed around the modern American consumer. 
As the first consumer fintech to be granted a national bank charter in 2020, we make financial inclusion and opportunity for all a reality by empowering everyone with the products, insights, and support they need to get ahead. Through our core product offerings and suite of customer-first features, we aim to address a broad range of consumer needs while profitably serving underserved communities that have been historically excluded from the traditional financial system.
We are growing quickly in our hub locations of San Francisco, Salt Lake City, and Charlotte along with colleagues located across the country. We have been recognized among Fast Company’s Most Innovative Companies, Forbes’ Fintech 50, and earned the No. 7 spot on Inc. 5000’s list of fastest-growing companies across the country.
Varo. A bank for all of us.
Our Core Values- Customers First- Take Ownership- Respect- Stay Curious- Make it Better
Learn more about Varo by following us:Facebook - https://www.facebook.com/varomoneyInstagram - www.instagram.com/varobankLinkedIn - https://www.linkedin.com/company/varobankTwitter - https://twitter.com/varobankEngineering Blog - https://medium.com/engineering-varoSoundCloud - https://soundcloud.com/varobank


Varo is an equal opportunity employer. Varo embraces diversity and we are committed to building teams that represent a variety of backgrounds, perspectives, and skills. All applicants will be considered for employment without attention to race, color, religion, sex, sexual orientation, gend