Fraud and AML Analyst (m/f/d)

About Ivy

Money, at Internet Speed. There’s no reason why sending money across the globe should feel different than sending an email. Still, businesses struggle with high fees and T+2 settlement times. 

There’s an opportunity to change this. Over 60 geographies worldwide are rolling out real-time payment rails. Stablecoins are emerging as a regulated interoperability asset with the ability to connect these local rails. Ivy is the connective tissue between these new infrastructure paradigms. We believe this is the chance to fundamentally change the way money moves and create a new foundation for global trade. 

We are certain that if we get that right, Ivy is going to be Europe’s first 1T$ company.

Today, we are powering several of the world’s largest global businesses - helping them move money faster and at a lower cost.  

We are a team of ex-founders, early employees at unicorns, and top-tier talent from fintech and banking.

We are backed by the world’s best fintech investors:

• Valar - Peter Thiel and the Valar team have been trying to build a global instant payment network since PayPal times.

• Creandum - Previously invested in fintechs like Klarna, Trade Republic,, Pleo, iZettle

• 10+ unicorn founders

The Fraud and AML Analyst is responsible for monitoring, investigating, and escalating suspicious activity in line with AML and fraud risk policies. The role is hands-on and focused on the daily operation and continuous improvement of the transaction monitoring system.

Key Responsibilities

• Operate the transaction monitoring system to review, analyze, and investigate alerts related to AML, fraud, and sanctions risks

• Conduct first-line investigations and draft recommendations for escalation or closure

• Identify patterns and propose rule enhancements to improve detection quality and reduce false positives

• Support the filing of Suspicious Activity Reports (SARs)

• Conduct and document investigations

• Contribute to ongoing improvements of detection models, including testing, feedback, and quality assurance

• Collaborate closely with onboarding, compliance, and product teams to understand evolving risks and align monitoring approaches

Requirements

• Prior experience in transaction monitoring, AML investigations, or fraud detection (1–3 years preferred)

• Strong analytical skills with a detail-oriented mindset

• Familiarity with TM systems (e.g., SEON, ComplyAdvantage, Actimize) is a plus

• Knowledge of EU AML regulations and guidance (e.g., 5AMLD, EBA guidelines)

• Ability to work independently and handle sensitive information with discretion

What we offer

• Join a Dream Team: We focus on building a team of exceptional people who grow fast, take on big challenges, and inspire each other to deliver at the highest level.

• No Bullshit: Output over input, decisions over discussions, customer value over internal policies. We believe in big outcomes - not titles or hierarchies.

• Real Participation: Employees are shareholders. Every permanent employee participates in our equity program.