Risk Management - Business Banking Strategic Analytics - Senior Associate

Bring your expertise to JPMorgan Chase.  As part of Risk Management and Compliance, you are at the center of keeping JPMorgan Chase strong and resilient. You help the firm grow its business in a responsible way by anticipating new and emerging risks, and using your expert judgement to solve real-world challenges that impact our company, customers and communities. Our culture in Risk Management and Compliance is all about thinking outside the box, challenging the status quo and striving to be best-in-class.

As a Business Banking Analyst - Associate in the Consumer & Business Banking (CBB) Risk Management group, you will be responsible for analysis related to various credit risk initiatives within the cash management/treasury and risk graded business loans/lines area. You will identify, measure, manage and develop risk mitigation strategies. This role requires providing high level analytic support for complex projects that require sophisticated data analytics on large datasets. This is an exciting opportunity to work on high impact strategy initiatives as they become the key focus of the firm and across the financial services industry. You will excel at creative thinking and problem solving; be self-motivated, confident and ready to work in a fast-paced, energetic environment.

Job Responsibilities:

• Attain knowledge of Cash Management/Treasury/Business loans and lines with full insight into emerging trends in credit risk associated with these products. 
• Acquire an understanding of the operational processes (e.g. manual underwriting, portfolio management, collections) which will aid in understanding acquisition performance drivers 
• Analyze cash management and business lending strategies and support efforts to develop risk strategies which reduce credit losses and improve revenue benefit to the firm
• Organize enhancements and automation of underwriting, strategies, reporting and other repetitive processes
• Conduct ad hoc analytics and contribute to various projects representing Risk Management
• Provide accurate and concise results and present findings, recommendations and presentations to Management.
• Will be expected to work independently and multitask on several projects
• Work with the broader team including product, modeling, underwriting, and technology

Required qualifications, capabilities, and skills:

• Bachelor's degree with 5+ years of professional experience related to risk management or other quantitative field of work
• Master's degree with 3+ years of professional experience related to risk management or other quantitative field of work
• Advanced understanding of SAS, SAS Enterprise Miner, SAS Viya, SQL or similar languages
• Ability to query large amounts of data and transform the raw data into actionable insights
• Proficient in Microsoft Office suite of products. 
• Familiarity with risk analytic techniques and strong problem solving skills
• Strong written and verbal communication skills
• Intellectual curiosity, self-direction with an ability to learn quickly

 

Preferred qualifications, capabilities, and skills:

• Experience delivering recommendations to senior management
• Knowledge of business banking credit risk preferred
• Knowledge of financial statements preferred

 

To be eligible for this role, you must be authorized to work in the United States. We do not offer any type of employment-based immigration sponsorship for this role. Likewise, JPMorgan Chase & Co., will not provide any assistance or sign any documentation in support of any other form of immigration sponsorship or benefit including optional practical training (OPT) or curricular practical training (CPT).

Chase is a leading financial services firm, helping nearly half of America’s households and small businesses achieve their financial goals through a broad range of financial products. Our mission is to create engaged, lifelong relationships and put our customers at the heart of everything we do. We also help small businesses, nonprofits and cities grow, delivering solutions to solve all their financial needs.

We offer a competitive total rewards package including base salary determined based on the role, experience, skill set, and location. For those in eligible roles, discretionary incentive compensation which may be awarded in recognition of individual achievements and contributions. We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on-site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and mo