Fraud Analyst

Job Type Full-time Description

Location:

Remote

Are you EPIC? At HFD, our core purpose is to help the underserved live healthier. To accomplish this mission, we ensure our team embodies our E.P.I.C. values: 

• Excellence: Always exceeding expectations! 
• Passionate: Executing with boldness! 
• Innovative: Pioneering a better way! 
• Collaborative: Together we win! 

Position Overview: As a Fraud Analyst at HFD, you will play a crucial role in identifying, investigating, and mitigating fraudulent activities within our consumer lending operations. Reporting to the Portfolio Administration Manager, you will collaborate with cross-functional teams to protect both the company and our customers from financial fraud. 

Key Responsibilities: 

• Monitor and analyze transaction data to identify potentially fraudulent activities. 
• Investigate suspicious transactions and patterns, document findings and recommend actions. 
• Collaborate with internal teams to enhance fraud detection and prevention strategies. 
• Assist in the development and implementation of fraud detection tools and techniques. 
• Stay informed about industry trends and regulatory changes related to fraud prevention. 
• Prepare regular reports on fraud metrics and trends for management review. 

Requirements

•  Bachelor’s degree or equivalent experience in finance, risk management, data analytics, or a related field. 
• 1–2 years of experience in fraud prevention, risk management, or a related analytical role. 
• Basic understanding of card processing, ACH/NACHA rules, or online payment transactions. 
• Strong analytical and problem-solving skills. 
• Ability to work independently and manage multiple priorities. 
• Good written and verbal communication skills. 
• Comfort working with data tools or willingness to learn (Excel, SQL, or similar). 

Preferred Qualifications: 

• Experience in consumer lending, fintech, or banking operations. 
• Familiarity with fraud detection tools or analytics platforms (e.g., Tableau, Power BI, Python). 
• Understanding of regulatory requirements relevant to fraud prevention (e.g., OFAC, Red Flag Rules). 
• Experience investigating or reporting on fraudulent activity. 
• Ability to translate complex data into actionable recommendations. 
• Vouch KYC experience 
• Lexis Nexis KYB experience 

Benefits:  

• Medical, Dental, Vision Insurance  
• 401k with 4% company match.  
• Time off: Unlimited PTO, 6 days of paid sick time, plus 6 paid holidays and 1 floating federal holiday  
• EPIC company culture  

Salary Description $70,000 – $85,000, dependent on experience