AML Financial Crime Risk Analyst II

Work Location:

United States of America

Hours:

40

Pay Details:

$28.25 - $45.00 USD

TD is committed to providing fair and equitable compensation opportunities to all colleagues. The included salary range for this role takes into account multiple factors that are considered in making compensation decisions. The base pay actually offered may vary based upon candidate's skills and experience, job-related knowledge, licensure and certifications, geographic location, and other specific business and organizational needs. As TD puts career development at the forefront of our colleague experience, it is not typical for an individual to be hired at or near the top of the range for their role.

As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.

Line of Business:

Financial Crime Risk Management

Job Description:

The AML Financial Crime Risk Analyst I role is responsible for executing Quality Assurance (QA) reviews as part of the Financial Crime Quality Assurance (FCRA) QA program that will independently assess the operating effectiveness of the Bank's Transaction Monitoring framework. The analyst will perform QA assessments and identify whether investigative outcomes by the US Financial Intelligence Unit (FIU) are in line with departmental procedures and appropriate case dispositions with rationale adequately documented. The analyst will apply in-depth disciplinary knowledge of AML concepts and typologies when conducting assessments. Analysts will also provide an evaluative judgment based on analysis of factual information and risk-based assessment in complicated and unique situations. QA reviews with more complexity and higher degrees of risk would be expected.  

Depth & Scope:

• Experienced professional role that provides specialized guidance / assistance / support to functions/GAML teams
• Independently performs activities from end-to-end
• Requires advanced understanding of a range of product and services, processes, procedures, systems and concepts within their own area of specialty and integration points with related areas
• Manages ambiguity, and applies judgement to identify, troubleshoot and resolve ongoing business and operational issues
• Interprets and administers policies, adopts and implements business process improvements
• Guided by practices, procedures and operating plans, makes process and capacity management decisions to ensure ongoing operations
• Moderate level of complexity in operational / reporting / process and/or analysis function requiring a short to medium term focus

Education & Experience:

• Undergraduate Degree preferred
• 3+ years relevant experience

Preferred Skills:

• CAMS Certification

Customer Accountabilities:

• Provides AML research, evaluation, operational, reporting and/or analytical support in oversight, advisory services and control function to business (GAML) partners, in a timely manner
• Co-ordinates requests to and from, business (GAML) partners
• Assists in the preparation of summaries, communications, reports and presentations for management, regulators, and other internal and external stakeholders
• Recommends responses to enterprise AML Program questions and immediately escalates any sensitive issues according to departmental procedures
• Analyzes data and draws conclusions to meet program health reporting requirements
• Analyzes emerging trends pertaining to regulatory changes, reporting or other departmental functions and provides recommendations to enhance or rectify AML- related gaps, issues and enhancements
• Proactively identifies matters requiring additional review, escalation, and liaises with appropriate staff to resolve, as appropriate
• Coordinates tracking and reporting of GAML function initiatives and programs

Shareholder Accountabilities:

• Prioritizes and manages own workload to meet SLA requirements for service and productivity
• Consistently exercises discretion in managing correspondence, information and all matters of confidentiality; escalates issues where appropriate
• Protects the interests of the organization – identifies and manages risks, and escalates non-standard, high-risk transactions / activities as necessary