AVP, Financial Crimes Audit Executive

Why USAA?

At USAA, our mission is to empower our members to achieve financial security through highly competitive products, exceptional service and trusted advice. We seek to be the #1 choice for the military community and their families.

Embrace a fulfilling career at USAA, where our core values – honesty, integrity, loyalty and service – define how we treat each other and our members. Be part of what truly makes us special and impactful.

The Opportunity

The Financial Crimes Audit Executive directs and oversees independent audit coverage for USAA Federal Savings Bank’s Financial Crimes risk portfolio, including fraud, anti-money laundering (AML)/Bank Secrecy Act (BSA), and sanctions (OFAC) compliance. This role designs, administers, and executes a risk-based, comprehensive audit program that provides independent and objective assurance over the effectiveness of governance, risk management, and control processes across first- and second-line functions.

The position leads independent assessments of the organization’s AML/BSA, sanctions, and fraud control frameworks, evaluating control design, operating effectiveness, regulatory compliance, and readiness in a highly regulated environment with heightened supervisory expectations. The role defines and maintains risk-based audit strategies, oversees the annual and multi-year Financial Crimes audit plan, and ensures alignment with the Enterprise Audit strategy and USAA’s business objectives.

 As a senior audit leader, this role supervises and develops audit staff, sets performance expectations, and ensures consistent application of audit standards and methodology across Financial Crimes audits. The Head of Financial Crimes Audit engages with senior management and regulators, communicates key risk themes and emerging issues, escalates significant control weaknesses, and provides leadership-level assurance regarding compliance with BSA/AML, OFAC, fraud, and related regulatory requirements.

This executive role requires deep subject matter expertise in financial crimes risk management, strong regulatory acumen, and the ability to influence across the organization while maintaining independence and objectivity. The role also plays a critical part in strengthening the overall control environment, enhancing regulatory credibility, and protecting USAA and its members from financial crime risk.

We offer a flexible work environment that requires an individual to be in the office 4 days per week. This position can be based in one of the following locations: Plano TX or Charlotte NC.

Relocation assistance is available for this position.

Tasks

• Leads the design of USAA’s risk-based audit strategy, plan and program for area of responsibility considering USAA’s business strategy and complex regulations and regulatory heightened expectations.

• Supervises and drives operational planning of the audit team – including core business processes and technologies.

• Oversee and direct all aspects of the annual audit plan, specifically related to area of responsibility that is prepared based on risk analysis processes. Monitors and reports progress on this plan to executive management and stakeholders and provides progress updates to Audit Services VP and CAE.

• Monitors, independently and objectively, the governance, risk and control environment for area of responsibility ensuring trends and emerging issues that could impact operations are considered, consolidated, and communicated to Audit and CoSA Executive Management

• Determines, plans and supervises the delivery of the risk-based annual internal audit plan including identifying areas of risk and assigning appropriate risk ratings to ensure that critical business areas are reviewed on a recurring basis for area of responsibility.

• Approves updates to Risk Assessment to include content and rating justification. Assesses completeness of audit universe for assigned areas of business and recommends/approves additions or removals for the universe. 

• Reviews Risk Profile for collection of audit entities for assigned areas of business to ensure appropriateness. Aligns Risk Profile for areas of responsibility to the overall Risk Profile for the organization.

• Participates in the development of audit standards, governance model, operating policies and procedures for inclusion in the Audit Services Manual.  Oversees the implementation of approved changes to maintain an internal audit function and governance model that is consistent and appropriate for the size, complexity and risk profile for area of responsibility.

• Periodically reviews and updates the audit plan to consider the risk profile and emerging risk and issues.  In addi