Payments Risk Data Analyst

At U.S. Bank, we’re on a journey to do our best. Helping the customers and businesses we serve to make better and smarter financial decisions and enabling the communities we support to grow and succeed.  We believe it takes all of us to bring our shared ambition to life, and each person is unique in their potential. A career with U.S. Bank gives you a wide, ever-growing range of opportunities to discover what makes you thrive at every stage of your career. Try new things, learn new skills and discover what you excel at—all from Day One.

Job Description

Responsible for complex reporting projects that gather and integrate large volumes of data, performs in depth analysis, interprets results and develops actionable insights and recommendations for use across the company for customer and employee populations. Acquires data from multiple data sources in order to perform analysis and reporting. Identifies, analyzes and interprets trends or patterns in complex data in order to provide answers to business questions as well as provide recommendations for action.

The role offers a hybrid/flexible schedule, which means there's an in-office expectation of 3 or more days per week and the flexibility to work outside the office location for the other days.

Position Highlights

• Responsible for collecting and reporting data from multiple backend payment services systems and databases through the development of queries

• Analyze query results and identify data risks defined by U.S. Bank financial crimes (FCC) programs/policies

• Provide support to the overall Payment Services CRO FCC programs through metrics reporting and analytical work

• Utilize technology to increase Payment Services ability to manage risk and implement efficient controls

Basic Qualifications

• Bachelor's degree, or equivalent work experience

• Typically more than five years of applicable experience

Highly Desired Skills and Experience

• Payment Services business knowledge

• Specific Anti-Money Laundering (AML) knowledge such as Know-Your-Customer (KYC)

• Additional experience with other programming languages such as Visual Basic and/or Python

• Job Scheduling and Automation with tools such as Autosys

• Knowledge of Change Management and Software Development Life Cycle (SDLC)

Preferred Skills and Experience

• Ability to work in a dynamic, fast changing environment

• Very comfortable with Ambiguity

• Self-learner who can produce results with minimal guidance

• Excellent interpersonal, verbal, and written communication skills

• Ability to communicate effectively with both technical and non-technical audiences such as senior business unit management, business partners, project sponsors, development teams, end users, and product owners

• 4-5+ years of experience in SQL Query development

• Experience in one or more databases such as SQL Server, Azure, Oracle, Hive/Hadoop for querying data and for data manipulation/transformation

• Experience in one or more query development tools such as SQL Management Studio (SSMS), VS Code, Toad Data Point, or SQuirreL

• Experience in developing complex ETL workflows with tools such as Visual Studio SSIS

• Experience in one or more reporting tools such as Tableau, Power BI, etc.

• Experience in financial services, with thorough knowledge of HR systems or financial services products, customers, transactions and interaction data

• Highly detail-oriented analytic skills with the ability to extract, collect, organize, analyze and interpret results for insights

• Strong decision-making, problem-solving, organization, and project management skills

If there’s anything we can do to accommodate a disability during any portion of the application or hiring process, please refer to our disability accommodations for applicants.

Benefits: 

Our approach to benefits and total rewards considers our team members’ whole selves and what may be needed to thrive in and outside work. That's why our benefits are designed to help you and your family boost your health, protect your financial security and give you peace of mind. Our benefits include the following (some may vary based on role, location or hours):

• Healthcare (medical, denta