Senior Principal Business Analyst, Credit Card Risk

Discover. A brighter future.

With us, you’ll do meaningful work from Day 1. Our collaborative culture is built on three core behaviors: We Play to Win, We Get Better Every Day & We Succeed Together. And we mean it — we want you to grow and make a difference at one of the world's leading digital banking and payments companies. We value what makes you unique so that you have an opportunity to shine.

Come build your future, while being the reason millions of people find a brighter financial future with Discover.

Job Description:

What You'll Do

Responsible for leading the formulation of the system scope and objectives for multiple complex projects based on the organization's business plan and industry requirements. Partners with leaders to ensure all requirements are identified and incorporated into projects. Provides technical guidance concerning the business implications of the application of various systems. Provides technical consulting on complex projects. Understands, articulates, and implements best practices on business system projects.

How You'll Do It

• Lead the analysis and design of business systems for multiple complex projects. Ensures requirements for all areas of the business are captured. Leads a partnership with cross functional subject matter experts in order to ensure an understanding of key risks related to requirements. Diagnoses business needs, develops requirements, plans the system development, creates and implements a test plan, provides on-going project oversight during the development phase, and compares the delivered solution against the original specifications.

• Acts as the lead negotiator between IT and the business. Applies specialized professional knowledge, skills, and expertise gained through advanced study and training to develop solutions to analytical, commercial, operational, process, or technological problems.

• Serve as subject matter expert on multiple and highly complex business activities. Cultivates and maintains collaborative partnerships with business partners. Mentors staff and provides expert knowledge on business system projects.

• Develops solutions that enhance, optimize, and automate existing processes and ongoing business processes.

Qualifications You'll Need
The Basics

• Bachelors Information Technology, Business Administration or Management, Project Management, Finance or related

• 6+ years Business Analyst, Project Management, Scrum master, Finance or related experience

• In Lieu of Education , 8+ years Business Analyst, Project Management, Scrum master, Finance or related experience

Physical and Cognitive Requirements
The physical requirements described here are representative of those that must be met by an employee to successfully perform the essential functions of this position. Reasonable accommodations may be made to enable a qualified individual with disabilities to perform the essential functions of the position as required by federal, state, and local laws:

• Primarily move about the work environment.

• Occasionally move about the work environment to complete the major responsibilities of the job.

• Primarily performed indoors in an office setting.

Bonus Points If You Have

• 8+ years Business Analyst, Project Management, Scrum master, Finance or related experience

Discover will not sponsor or transfer employment work visas for this position. Applicants must be currently authorized to work in the United States on a full-time basis.

Application Deadline:

The application window for this position is anticipated to close on Mar-26-2025. We encourage you to apply as soon as possible. The posting may be available past this date, but it is not guaranteed.

Compensation:

The base pay for this position generally ranges between $106,000.00 to $178,800.00. Additional incentives may be provided as part of a market competitive total compensation package. Factors, such as but not limited to, geographical location, relevant experience, education, and skill level may impact the pay for this position.

Benefits:

We also offer a range of benefits and programs based on eligibility. These benefits include:

• Paid Parental Leave

• Paid Time Off

• 401(k) Plan

• Medical, Dental, Vision, & Health Savings Account

• Short and Long Term Disability, Life, and Accidental Death & Dismemberment insurances

• Recognition Program

• Education Assistance