Agricultural Loan Officer - Outside Sales

Description

ALCIVIA is growing and looking to add a full-time Agricultural Loan Officer within our Durand/Mondovi, WI sales territory. Are you looking for a company where work-life balance is respected, honest effort is rewarded, and your contribution is appreciated? You're looking for ALCIVIA.

• With this position, you would receive a company vehicle.

Work Location: This position will be covering the Durand/Mondovi sales territory (approximately within a 45-minute drive from each office). This position is available to work from a Home office. There will be available work stations in both offices (Durand & Osseo).

• Local daily travel is required to cover the sales territory adequately. Also, this position may need to travel for a quarterly sales meeting and/or any other ALCIVIA related meetings. There will be no overnight travel unless to attend required meetings and/or events.

Pay Type: Salary plus Commission, bi-weekly.

Work Schedule: Monday - Friday; 8:00am to 4:30pm.

Benefits: Full-time benefit eligibility begins the 1st of the month following date of hire.

• Medical Insurance, Health Savings Account (with Employer contributions), Dental Insurance, Vision Insurance, Flexible Spending Accounts, Critical Illness Insurance, Group Accident Insurance, Group Hospital Insurance, Legal Shield, and ID Shield.
• 401K company match up to 6% and 100% vested day one.
• Paid Parental Leave.
• Paid Time Off, Paid Holidays, and Paid Volunteer Time Off.
• 100% Company-Paid Benefits: Short-Term Disability, Long-Term Disability, Life and AD&D Insurance, Employee Assistance Program.
• Company-Paid Training and Development Opportunities: Tuition Reimbursement, Certifications & Licenses, and more.
• Company Clothing Annual Allowance.
• Safety Boot Allowance.

ALCIVIA is a leading, member-owned agricultural and energy cooperative located in Wisconsin and serving customers in Wisconsin, Minnesota, Illinois, and Iowa. We provide expertise, service, and products in the areas of agronomy, animal nutrition, energy, and grain, and have a full portfolio of options for competitive operating loans and input financing. Learn more at https://www.alcivia.com/

• Company Video: https://www.youtube.com/watch?v=EXksxCuX2Ak
• Visit our Company Social Media Accounts: Facebook and LinkedIn.

Agricultural Loan Officer Essential Responsibilities:

We are looking for an Agricultural Loan Officer to promote and sell programs, products, and services that provide financial risk management solutions for our customers.

• Manage assigned territory to meet or exceed the established Verity and ALCIVIA business unit goals.
• Self-manage day to day work schedule.
• Provides excellent customer service to current customers by answering questions and/or collecting payments.
• Make cold calls to potential customers to introduce and/or sell financial products and services.
• Maintains loan servicing objectives, policies, and procedures.
• Assist cross business unit sales teams in identifying customer and prospects that may benefit from financing.
• Accountable for loan analysis using updated financial documentation, farm plans, grain contracts and crop insurance policies for planning.
• Prepares, processes, and closes loans ensuring proper credit checks and approvals are in place.
• Maintains customer files to ensure information adheres to regulatory compliance and company policy.
• Prepares follow-up forms such as customer service action requests, dairy assignments, collateral reports, extension requests and other required loan application materials required by loan size and credit risk.
• Other duties as assigned.

Requirements

Agricultural Loan Officer Required Skills & Qualifications:

• Associates degree in Finance/Business or equivalent work experience.
• Valid drivers license with a clean driving record.
• Ability to be flexible with schedule to meet customers on their time.
• Experience in negotiation and closing sales.
• Excellent communication and interpersonal skills.
• Enthusiasm for sales and building relationships.
• Ability to adapt quickly to a changing environment.
• Self-directed, self-motivated.
• Possesses a strong set of core values.
• Ability to work collaboratively for the benefit of all busines