AML Business Advisor Lead

Why USAA?

At USAA, our mission is to empower our members to achieve financial security through highly competitive products, exceptional service and trusted advice. We seek to be the #1 choice for the military community and their families.

Embrace a fulfilling career at USAA, where our core values – honesty, integrity, loyalty and service – define how we treat each other and our members. Be part of what truly makes us special and impactful.

The Opportunity

As a dedicated AML Business Advisor Lead, you will consult, develop and implement compliant Anti-Money Laundering/ Know Your Customer (AML/KYC) solutions to influence business decisions for Bank Financial Crimes. Develops effective best in practice solutions to the most sophisticated business challenges. Identifies risks and opportunities to change, improve, or streamline existing business projects and initiatives. Acts as a subject matter resource during solution development and implementation to guide businesses’ awareness, understanding of and compliance with key processes and relevant regulatory requirements (including but not limited to BSA, OFAC, USA Patriot act, etc.) that may span multiple areas of law or rules applicable to the business and its activities, members, services or products. Leads project prioritization and coordination to best lead business resource utilization within assigned functional area. Lead multiple projects with team members across multiple functions.

As a dedicated AML Business Advisor Lead, you will direct, lead, and report out on aspects of several strategic initiatives and change management processes across Bank Financial Crimes, often incubating in one part of the organization and then driving throughout Bank Financial Crimes for consistency. The Business Advisor Lead is expected to be comfortable in flexing and adapting to a wide range and depth of responsibilities, which can vary over the course of the day and week, e.g., leading team process design and improvement actions to gathering data for and preparing status reporting to facilitating meetings with leader partners to inform progress and/or gain consensus on next steps for assigned portfolio or initiative activities. The Business Advisor Lead should be largely self-directed in learning and gathering information from large constituent and partner groups to frame a design or reporting plan for assigned initiatives and portfolio and may be assisted by a Business Advisor Senior throughout information gathering, execution, and reporting, as needed.

We offer a flexible work environment that requires an individual to be in the office 4 days per week. This position can be based in one of the following locations: San Antonio, TX, Plano, TX, Phoenix, AZ, Colorado Springs, CO, Charlotte, NC, Chesapeake, VA or Tampa, FL. Relocation assistance is not available for this position.

What you'll do:

• Provides gap analysis, recommendations, and strategic direction to enhance business programs, projects, agile projects and/or processes in a client consulting capacity in direct support of AML/KYC initiatives.
• Leverages and shares standard processes gained from expert industry knowledge to see opportunities for business efficiencies and minimizes risk.
• Researches, plans, develops, implements, and coordinates business requirements, procedures, contracts, and processes to ensure compliance, and adherence to USAA's dedication to being World Class.
• Identifies strategic partners and team members to successfully communicate programs strategic impact.
• Leads a matrixed team to evaluate programs long term efficiency and impact to business programs, as vital.
• Maintains and demonstrates awareness of primary regulation commonly applicable to regulated financial institutions in the U.S. (e.g. anti-money laundering, anti-bribery and corruption, fair lending and sales practices rules, etc.).
• Ensures risks associated with business activities are effectively identified, measured, supervised, and controlled in accordance with risk and compliance policies and procedures.

What you have:

• Bachelor's degree: OR 4 years of related experience (in addition to the minimum years of experience required) may be substituted in lieu of degree.
• 8 years of experience with credit cards and/or deposits and/or directly related experience.
• Experience and ability to exercise oversight, knowledge and understanding of financial crime and AML policies, procedures and control arrangements in a complex financial organization.
• Demonstrated ability in leading projects, which may have involved cross-functional teams, conducting research to identify root cause, system issues, process gaps and opportunities and providing viable solutions.
• Ability to provide effective consultation, t