FA Analyst, Credit
DeluxeAbout the role
This is an ONSITE role located at: 100 Throckmorton Street, Fort Worth, TX 76102
WHO YOU ARE:
Are you inquisitive? Can you make insightful decisions based on objective data and statistics? Do you love to investigate? Do you enjoy researching?
ABOUT US:
Deluxe Merchant Services+ is a complete payment processing solution that accepts a wide range of payment methods, simplifies PCI compliance and deposits money in your bank account while delivering smooth checkout experience. We are an industry-leading payment processing company that provides our partners and merchants with powerful in-store, online, and mobile payment solutions. Our technology is paired with the latest in payment security and backed by superior customer service. We help business pay, get paid, optimize, and grow.
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RESPONSIBILITIES:
The Credit Analyst reviews and assesses merchant applications to determine if they are an acceptable risk according to the Credit Policy. You will use sound judgement, decision making abilities, and objective information to determine what is an acceptable risk.
Oversee and maintain departmental spreadsheets in Excel and generate reports from the data collected
Calls/faxes bank and trade references verifying credit applications and applies that information to determine a judgment on applications according to Credit Policy
Inform applicable departments and customers of the application review results and articulate the factors behind the final determination
Ability to analyze issues, combine information into key points, and make recommendations
BASIC QUALIFICATIONS: (Required)
Education and Experience: Bachelor's Degree in related field and 0 years; OR HS/GED and 4 years relevant experience
PC literate with proficiency in general Microsoft Office applications, including Excel
Accurate data entry and 10 key skills
Ability to analyze issues, combine information into key points, and make recommendations for policy and action
Must be 18 years of age or older
PREFERRED QUALIFICATIONS: (Desired but not required)
Education and Experience: Bachelors and 0 years
Credit experience
Exceptional mathematical skills with respect to calculating discounts, percentages, interests, commissions, and proportions
Collect and research data
Establish facts and draw legitimate conclusions
Interpret technical instructions within complex diagrams and abstract and concrete variables
Read, analyze, and utilize information from business periodicals, professional journals, technical manuals, procedures and credit reports
Written and oral communication to develop and deliver reports, procedures, and correspondence with vendors, peers, and leadership
Benefits
In line with our commitment to employee wellbeing, our total rewards benefits package is designed to support the physical, financial, and emotional health of our employees, tailored to meet their unique and evolving needs. Our approach considers our employees’ whole selves, ensuring they can thrive both in and outside of work. Here are some of the benefits we offer, which may vary based on role, location, or hours worked:
Healthcare (Medical, Dental, Vision)
Paid Time Off, Volunteer Time Off, and Holidays
Employer-Matched Retirement Plan
Employee Stock Purchase Plan
Short-Term and Long-Term Disability
Infertility Treatment, Adoption and Surrogacy Assistance
Tuition Reimbursement
These benefits are designed to enhance the health, protect the financial security, and provide peace of mind to our employees and their families.
Deluxe Corporation is an Equal Employment Opportunity employer:
All qualified applicants will receive consideration for employment without regard to race, color, creed, religion, disability, sex, age, ethnic or national origin, marital status, sexual orientation, gender identity or presentation, pregnancy, genetics, veteran status or any other status protected by state or federal law.
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