Director, Senior Manager Portfolio Management (Emerging Middle Market/Business Lending)

Application Deadline:

07/17/2025

Address:

320 S Canal Street

Job Family Group:

Commercial Sales & Service

BMO is the 8th largest bank in North America and the 4th largest commercial lender with aggressive growth ambitions in the U.S. We are driven by a single purpose: to Boldly Grow the Good in business and life. Our Purpose informs our strategy, drives our ambition, and reinforces our commitments to progress: for a thriving economy, a sustainable future, and an inclusive society.

We are searching for a Director, Senior Manager Portfolio Management for our Emerging Middle Market Business Lending Group. This exciting role is looking for a strong leader who will be managing Managers (who manage Underwriters) and overseeing our Streamline Channel. Ideal candidate will have experience with successfully managing a pooled underwriting team, strong commercial credit skills, and thorough knowledge of our regulatory requirements for the commercial bank. Experience in credit operations preferred.

This role facilitates decisioning and analysis of all types of credit information to support lending decisions and processes for the bank. Maintains and promotes a client service environment to satisfy and exceed customer needs and expectations. This role will make credit decisions and recommendations in accordance with sound credit-granting principles and in compliance with Bank Policies & Procedures.

• Fosters a culture aligned to BMO purpose, values and strategy and role models BMO values and behaviors in all that they do.

• Ensures alignment between values and behavior that fosters diversity and inclusion.

• Regularly connects work to BMO’s purpose, sets inspirational goals, defines clear expected outcomes, and ensures clear accountability for follow through.

• Builds interdependent teams that collaborate across functional and operating groups to create the highest value for all stakeholders.

• Attracts, retains, and enables the career development of top talent.

• Improves team performance, recognizes and rewards performance, coaches employees, supports their development, and manages poor performance.

• Leads and executes business development plans to that business goals are achieved or exceeded.

• Improves service levels, improve client satisfaction and loyalty scores by identifying and providing recommendations for process improvement.

• Provides strategic input into business decisions as a trusted advisor.

• Makes recommendations to senior leaders on strategy and new initiatives, based on an in-depth understanding of the business/group.

• Manages resources and leads the execution of strategic initiatives to deliver on business and financial goals.

• Develops the business case by identifying needs, analysing potential options and assessing expected return on investment.

• Partners with internal stakeholder to develop consistent and appropriate customer presentations, craft detailed correspondence, presentations and proposals.

• Coordinates the management of databases; ensures alignment and integration of data in adherence with data governance standards.

• Leads change management programs of varying scope and type, including readiness assessments, planning, stakeholder management, execution, evaluation and sustainment of initiatives.

• Provides direction on the creation of comprehensive credit structures to meet the transactional needs of clients.

• Collaborates with internal stakeholders to generate ideas, identify client solutions and pursue marketing efforts.

• Provides accurate financial analysis and risk assessment of new and existing customers.

• Partners with internal stakeholders for accurate, detailed client information.

• Develops credit information to make lending decisions on new, renewal and extension loans.

• Assists in negotiations of terms and conditions of all decisions made via phone and e-mail interaction with clients.

• Prepares summary, present facts and offer opinions concerning credit worthiness.

• Minimizes BMO’s risk exposure by adhering to internal credit policies and procedures with respect to lending decisions.

• Provides input into the planning and implementation of operational programs.

• Builds effective relationships with internal/external stakeholders.

• Operates at a group/enterprise-wide level and serves as a specialist resource to senior leaders and stakeholders.

• Applies expertise and thinks creatively to address unique or ambiguous situations and to find solutions to problems that can be complex and n