Associate, Leveraged Finance Credit Risk
SantanderAbout the role
Your Journey Starts Here:
Santander is a global leader and innovator in the financial services industry. We believe that our employees are our greatest asset. Our focus is on fostering an enriching journey that empowers you to explore diverse career opportunities while nurturing your personal growth. We are committed to creating an environment where continuous learning and development are prioritized, enabling you to thrive both professionally and personally. Here, you will find ample opportunities to connect and collaborate with talented colleagues from around the world, sharing insights and driving innovation together. Join us at Santander, where you are supported by a culture of engagement and a commitment to your success.
An exciting journey awaits, if you are interested in exploring the possibilities We Want to Talk to You!
The Difference You Make:
The Associate, Credit Risk is responsible for risk analysis and independent oversight of credit quality of assigned portfolios within the US Leveraged Finance Risk team. They are responsible for all aspects of joining due diligence calls, shaping credit memos alongside 1LOD, providing appropriate challenge around risk ratings / credit analysis / financial projection models while making a recommendation to senior management.
Setting of appropriate internal credit risk ratings and regulatory risk ratings on assigned portfolio.
Ability to multi-task while covering multiple transactions simultaneously.
Partnering with 1LOD, other 2LOD teams, and 3LOD to ensure we are meeting both internal and external expectations.
Join client due diligence discussions and form an opinion on a transaction.
Provides appropriate check and challenge to 1LOD on transactions, risk ratings, etc.
Ensures adherence to the policies and procedures established by the company.
What You Bring:
To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
Education: Bachelor's Degree or equivalent work experience. - Required.
5+ years experience in Risk Management, Credit Risk, or Internal Audit with a minimum of 3 years within a Leveraged Finance Risk role. - Required.
Advanced knowledge of the financial statement analysis, accounting, credit, modeling financial projections, discounted cash flow analysis, and regulatory risks within Financial Industry.
Demonstrated knowledge of credit policies and procedures, regulations and applicable law(s).
Demonstrated credit analysis skills for evaluating new transactions, formulating an opinion, and providing a recommendation as well as being able to monitor client performance.
Deep understanding of banking products including derivatives, treasury products, etc.
Demonstrated track record interacting with the regulators, external and internal audit. Excellent written and verbal communication.
Ability to interact with all levels of management, work independently and in a team environment.
It Would Be Nice For You To Have:
Established work history or equivalent demonstrated through a combination of work experience, training, military service, or education.
What Else You Need To Know:
The base pay range for this position is posted below and represents the annualized salary range. For hourly positions (non-exempt), the annual range is based on a 40-hour work week. The exact compensation may vary based on skills, experience, training, licensure and certifications and location.
Base Pay Range
Minimum:
$76,875.00 USDMaximum:
$130,000.00 USDBenefits:
Santander Benefits - 2025 Santander OnGoing/NH eGuide (foleon.com)
Risk Culture:
We embrace a strong risk culture and all of our professionals at all levels are expected to take a proactive and responsible approach toward risk management.
EEO Statement:
At Santander, we value and respect differences in our workforce. We actively encourage eve
Apply for this role
Generate a tailored application kit with a matched cover letter, interview prep, and CV highlights — in under 60 seconds.
Apply Now →Generate Application KitFree account required — sign up in 30s