Director, HNW Wealth Planner

Director, HNW Wealth Planner

Country: United States of America

It Starts Here:

Santander is a global leader and innovator in the financial services industry and is evolving from a high-impact brand into a technology-driven organization. Our people are at the heart of this journey and together, we are driving a customer-centric transformation that values bold thinking, innovation, and the courage to challenge what’s possible.  This is more than a strategic shift.  It’s a chance for driven professionals to grow, learn, and make a real difference.

If you are interested in exploring the possibilities We Want to Talk to You!

The Difference You Make:

The Director, HNW Wealth Planner provides advanced financial planning, cross-border tax strategy, and holistic wealth guidance for high-net-worth (HNW) domestic and international clients within a broker-dealer environment. This role partners with financial advisors, relationship managers, and product teams to deliver customized planning solutions covering multi-jurisdictional tax considerations, estate planning, wealth transfer, philanthropic strategies, and investment-related tax optimization. The ideal candidate blends deep financial planning expertise, strong U.S. and international tax knowledge, and the ability to communicate complex matters to sophisticated global clients.

Wealth & Financial Planning

• Deliver comprehensive wealth plans for HNW individuals, families, and global households with U.S. and non-U.S. connections.
• Analyze client goals related to retirement, cash flow, liquidity planning, trust and estate planning, and legacy considerations.
• Build customized planning strategies covering investment allocation, risk management, concentrated equity positions, alternatives, and structured product exposure.
• Prepare planning presentations, deliverables, and scenario analyses for advisors and key clients.

Tax Strategy & Cross-Border Analysis

• Provide guidance on U.S. tax considerations for HNW global clients, including inbound/outbound planning, residency issues, reporting obligations, and cross-border asset structures.
• Evaluate tax implications of investments including municipal bonds, international fixed income, PFICs, alternatives, and structured solutions.
• Support advisors and clients with tax-efficient strategies such as asset location, charitable gifting, and estate planning techniques.
• Partner with Legal/Compliance on FATCA, CRS, and foreign reporting rules impacting global clients.

Advisor & Client Collaboration

• Serve as an advanced planning resource for financial advisors supporting HNW and international households.
• Participate in client meetings to present planning recommendations and tax-informed strategies.
• Work closely with the broker-dealer’s lending, trust, investment, and wealth strategy teams to deliver integrated recommendations.

Regulatory, Compliance & Documentation Support

• Ensure all planning recommendations adhere to FINRA, SEC, Reg BI, and internal supervisory expectations.
• Maintain documentation that demonstrates suitability, tax rationale, and planning assumptions.
• Support due diligence for cross-border clients including KYC/AML considerations and product eligibility limitations.

Education & Internal Leadership

• Train advisors on planning techniques, tax considerations, cross-border complexities, and wealth strategies.
• Create planning tools, case studies, and internal reference materials for the field.
• Participate in thought leadership initiatives on global HNW trends and tax legislation changes.

What You Bring:

To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

• Bachelor's Degree or equivalent work experience: Business, Finance or equivalent field. - Required.

• 9+ years of wealth planning, tax advisory, or private wealth experience.

• Strong understanding of U.S. tax code (individual, trust, investment) and familiarity with cross-border tax principles.
• Experience working with HNW clients, global families, expatriates, or international investors.
• Strong financial modeling, analytical, and communication skills. Proven experience with HNW/UHNW client structures, including trusts, estates, foundations, family offices, and discretionary mandates.
• Demonstrated management, leadership and interpersonal