VP, Risk Data & Analytics Analyst (Remote)

Join our mission to create a completely new, 100% digital bank that uses consumer feedback to truly meet customers’ best interests. Jenius Bank, a division of SMBC MANUBANK, and a member of SMBC Group, is being built by a close-knit and fun-loving team of financial services professionals and technology experts who came together for the challenge of building a full-service digital bank from scratch. We’re committed to doing it the right way for the customer and are growing rapidly. To learn more about our relationship to our parent company, visit our website.

The anticipated salary range for this role is between $143,000.00 and $185,000.00. The specific salary offered to an applicant will be based on their individual qualification, experiences, and analysis of current compensation paid in their geography and the market for similar roles at time of hire. The role may also be eligible for an annual discretionary incentive award. In addition to cash compensation, SMBC MANUBANK offers a competitive portfolio of benefits to its employees.
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Jenius Bank is strategically scaling up a portfolio of products and building extraordinary experiences. In 2023, we launched our first two products reaching $1 billion in deposits and over $700 million in loans, all before Jenius Bank’s first anniversary. We don’t plan to slow down, with ambitious growth plans and the capital necessary to execute a multi-year strategic plan. We have a start-up mindset paired with SMBC Group’s 400 years of history. SMBC Group has more than 150 offices and 86,000 employees worldwide in nearly 40 countries and is committed to creating new business to better serve customers in the rapidly evolving digital environment. Join us on the journey that has caught the attention of the Banking Dive, and more to reinvent banking where smarter banking translates to a richer life.

SUMMARY:

Join our team to design and maintain a robust data infrastructure that powers both our Commercial and Digital Banking platforms. You'll play a key role in developing insightful reports and dashboards, while also supporting critical risk management initiatives that drive strategic decision-making.

PRINCIPAL DUTIES AND RESPONSIBILITIES:

• Data Pipeline Development & Management
  • Design, build and maintain scalable data pipelines to support risk management processes
  • Implement ETL / ELT processes to extract, transform and load data from multiple sources
  • Ensure data quality, integrity, and accuracy throughout the pipeline lifecycle
  • Monitor pipeline performance and troubleshooting issues to maintain optimal data flow
• Risk Dashboards and Reporting
  • Develop and maintain comprehensive Power BI dashboards for risk monitoring and reporting
  • Design executive-level reporting dashboards for senior management and stakeholders
  • Implement automated refresh schedules and data validation processes
  • Prepare monthly and quarterly regulatory reports including FR Y-14M and FR Y-14Q
  • Provide training and support to end users on dashboard functionality
• Deep Dive Analytics
  • Query and analyze large and complex datasets using SQL and other analytical tools to identify patterns, trends, and opportunities for improving business performance
  • Generate regular and ad-hock risk reports for management and regulatory requirements
  • Perform deep-dive analysis on risk trends and emerging patterns
  • Collaborate with finance and compliance teams on CCAR documentation, data governance, and regulatory submissions

POSITION SPECIFICATIONS:

• Education & Experience
  • Bachelor’s degree in Finance, Economics, Statistics, Data Science, Management Information Systems or related quantitative field
  • 7+ years of experience in data analysis, or financial services
• Technical Skills
  • Database Management: Experience with relational databases (SQL Server, Oracle, etc.), knowledge of ETL/ELT Processes
  • Data Tools: Proficient in SQL, Python, or R for querying, data manipulation & analysis. Knowledge of SSIS, ODI,  Informatica, Google Cloud Dataflow is a plus.
  • Cloud Platforms:  Knowledge of Azure or Google Cloud Platform is a plus
  • Visualization: Advanced Power BI skills including DAX, Power Query, and Dashboard Design
• Risk Management Knowledge
  • Understanding of risk management concepts, metrics and regulatory requirements
  • Knowledge of lending industry practices and risk management frameworks
  • Familiarity with CCAR, Basel III, CECL or other regulatory capital requirements is a plus
• Core Competencies
  • Strong analytical and problem-solving abilities
  • Excellent attention to detail and data accuracy
  • Effective communication skills f