Senior Compliance Officer

About Thunes

Thunes is a global, fast-growing, and innovative Fintech scale-up that uses technology to disrupt and transform the existing financial system.

We have a strong Mission: to create a better global payments network, and a great Purpose: to connect the world to economic opportunities and address systemic inequality when it comes to financial services.

We are proud to power payments for the world’s fastest-growing businesses and work with some of the amazing global brands - from Gig Economy giants such as Uber and Deliveroo and Southeast Asia's super-app Grab, to global Fintech leaders such as PayPal and Remitly.

Our Products help to drastically simplify the Payment integration experience for our customers: with a single, simple connection, businesses and consumers can send payments to – and get paid in – every corner of the world. Instantly.

Thunes is headquartered in Singapore with regional offices in Barcelona, London, Paris, Shanghai, New York, Dubai, and Nairobi.

Thunes Collections

The Thunes collections (formerly Limonetik) platform supports over 265 local payment methods in 60 different countries, reduces complexity of settlement by aggregating multiple financial flows into one settlement and supports these services with comprehensive reconciliation and reporting tools all via one state-of-the-art API.

 

Context of the role 

Based in France (Paris) and reporting directly to the Compliance Director of Thunes Collections, this  role will help reinforce the Compliance function for Thunes Collections, the acquiring business of Thunes Group in the European Economic Area (EEA) region relying on a specific payment institution license. This role will also partner with the Compliance function  of the French payout business, as well as with Legal, Sales/Business Development and Product teams in  London, US, Dubai and the rest of the world.  

The position provides an exciting opportunity to work on an international stage, alongside household  names, and join a rapidly growing FinTech company making a real impact on the lives of people in  developed and emerging markets alike. 

The ideal candidate should be someone who has previously held payments’ compliance roles in  organizations like: Merchant acquirers, Payment Services Providers (PSPs), Banks (traditional banks active in the payments space or neo-banks).

 

Key Responsibilities 

• Actively engages in the creation of Compliance frameworks, including for AML/CTF, Sanctions,  and ABC policies. Aligns such frameworks with the global Policy House 
• Applies existing frameworks to all the different cycles of the business relationship (onboarding,  ongoing monitoring, reporting) 
• Serves as Deputy Money Laundering Reporting Officer (MLRO) in France and for the EEA region In such capacity this person would be one of the contacts with Tracfin (Déclarant) 
• Regularly interacts with ACPR (Autorité de Contrôle Prudentiel et de Résolution) 
• Has a formal role in a regulated company, and interacts with Senior Management, partner banks,  regulators, authorities and payment schemes in the region 
• Plays a role in the EEA policy management process 
• Communicates and trains relevant teams on compliance requirements 
• Identifies, assesses, tracks, and escalates regulatory risks throughout the EEA acquisition  business  
• Spends time working alongside the operational teams in London, US and APAC to accommodate  the French regulatory specificities within the Global Compliance Program 
• Has willingness to excel and grow within the organization, at both regional and global level 
• Participates to the creation and deployment of the permanent control plan of the entity (including risk assessment & internal control)
• Being an actor in the establishment of a risk & compliance culture within the business line
• Involves in the governance of the French regulated entity (committees, reporting to authorities...)
• Has knowledge on operational deployment of a compliance programme (KYC, sanction & PEP screening, AML/CFT alerts management, ...)

 

Skills/Qualifications

• Expertise in compliance areas within a financially regulated company, including, but not limited to  AML 
• Experience working in an international and diverse environment 
• Clear written and verbal communicator in French and English is a must
• Able to support the development of new financial product and services (compliance by design)
• Ability to work well under pressure, different priorities, and tight deadlines 
• At least 5 years professional experience within the payments industry. Experience in Alternative  Payment Methods (APMs)