Senior Universal Banker

How would you like to join one of the most highly regarded community-focused financial institutions in the Tri-State area?  Provident Bank is a high-performing, $14 billion company that continues to expand with branches in New Jersey, Eastern Pennsylvania and New York.  Our longevity is a testament to our commitment to placing our employees, customers, and the communities we serve at the center of all we do.  Apply today and discover what our commitment to enhancing our employee and customer experience is all about.

 

POSITION SUMMARY

Banking Professionals needed! Join our team in our Piscataway, NJ today! 

 

The Senior Universal Banker plays a key role in the Branch sales and service environment through building mutually beneficial and long-term customer relationships by providing a positive customer experience.  The incumbent should have a thorough understanding of our core culture of the "attraction, expansion, and retention" of client relationships. 

This individual will provide high-level service to clients while greeting customers, performing customer needs assessment (profiling), opening accounts, cross selling, tele-consulting, developing relationships, and servicing accounts and acting as lobby manager. Researches and resolves account issues or customer inquiries. Promotes organizational products and services by referring current or prospective customers to other departments within the organization.  Responsibilities include processing teller transactions, including check cashing, withdrawals, deposits, and loan payments. 

This position will focus on managing a book-of-business that is comprised of high value customers with the management objectives being retention and relationship development.  Serves as a relationship manager to actively refer and coordinate specialist support from lending, investment, and trust specialists.  This individual should require minimal supervision and provide flexibility of coverage for the Branch by providing platform sales and service.

 

Please visit our website – www.provident.bank for branch hours.

 

MAJOR JOB RESPONSIBILITIES –

 

The Senior Universal Banker’s duties and responsibilities listed below are categorized into general 3 areas - Sales, Service and Operations. 

Sales:

• Meet customer sales referrals and cross-selling goals; knows the features and benefits of all products and services to satisfy the needs of the customers
• Promotes bank products, refer or resolve customer inquiries concerning accounts or other banking services
• Actively refers clients for commercial business to branch manager
• Exceed client expectations through active engagement, commitment and dedication to servicing and building customer relationships
• Advance the Bank's Corporate Sales Program through the consultative profiling of clients to develop new relationships and build upon existing ones and is responsible for managing and growing a book-of-business.

Service:

• Direct clients and identify opportunities through lobby management.  Assist clients with branch technology and provide referrals to other lines of business
• Helps maintain cost efficiency to achieve goals of the branch; assures quality of customer service and adherence to sales and brand standards
• Supplements general platform sales and service responsibilities as required
• Exhibit and execute on customer service protocols

Operations:

• Limit, approval, and discretionary authorities consistent with that of Branch Management
• Ensures operational and financial safety and soundness
• Leverages Lobby management as a tool for managing risk
• Establishes customer identity according to established guidelines and adheres to all other compliance procedures
• Assist Branch Management with Branch operations as needed

• Opening, closing, and supervising the servicing of the branch in the absence of Branch Management
• Assisting other Universal Bankers with more complex transactions including transactions that may require supervisor overrides
• Performs teller duties including but not limited to:  check cashing, withdrawals, deposits and loan payments

 

May perform other duties as requested.

 

SUPERVISORY RESPONSIBILITIES

       None

 

SKILLS

• Excellent interpersonal skills, including listening, written and verbal communication
• Ability to work with a wide variety of personalities in a courteous and professional manner
• Solid math and analytical skills
• Ability to understand and follow safety and security practices
• Strong relationship building skills
• Proven ability to build relationships t