Senior Financial Crime Analyst

Work Location:

Mount Laurel, New Jersey, United States of America

Hours:

40

Pay Details:

$33.00 - $54.00 USD

TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs. 

As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.

Line of Business:

Financial Crime Risk Management

Job Description:

The Senior Financial Crime Risk Oversight Analyst provides a range of research, guidance, and business oversight to assigned portfolio, business, or function to ensure that strong AML/ATF/Sanctions/ABAC controls and processes are in effect to mitigate inherent associated risks.  Contributes to the development and implementation of AML/ATF/Sanctions/ABAC Compliance programs related to all aspects of AML and ATF laws.

The primary responsibility of the FCRM Customer Exit and Watchlist Management team is to oversee the financial crime customer exits at the bank and manage the bank's internal Watchlist. In this capacity, the team reviews FCRM exit decisions and oversees the tracking, reporting, escalations, and restrictions related to customers identified as posing increased financial crime risk, in compliance with the bank's Customer Exit Standard. The team is also responsible for establishing the governance and monitoring routines necessary to adequately oversee the ongoing maintenance of the bank's internal Watchlist.  

This team also reviews Level 2 watchlist matches and determines how formerly exited customer re-established their relationship at the bank.

Depth & Scope:

• Specialist level professional role requiring in-depth knowledge/expertise in AML/ATF/Sanctions/ABAC and working knowledge of broader related areas
• Provides advanced analysis and/or specialized reporting to support business partners, functional areas, or centers of expertise
• Provides AML/ATF/Sanctions/ABAC advice to a business as FCRM representative on a straightforward project or change initiative
• Integrates the broader organizational context into advice and solutions within the AML/ATF/Sanctions/ABAC area
• Understands the industry, competition and the factors that differentiate the organization
• Leads projects of moderately to complex risks and resource requirements; may lead end-to-end processes or functional programs
• Contact for business management, external/internal auditors, dealing with non-routine information
• Recommends and implements solutions within own area of responsibility
• May need to coordinate/integrate work with other areas as needed
• Identifies and leads problem resolution for complex requirements related issues at all levels

Education & Experience:

• Undergraduate degree or equivalent work experience 
• 5+ years experience

Preferred Qualifications:​

• Undergraduate Degree
• Advanced degree, professional accreditation, and/or 5+ years of anti-money laundering (AML) experience within the financial services industry
• Certified Anti-Money Laundering Specialist (CAMS) certification preferred
• Preferred background in AML investigations, watchlist management, or customer exits
• Demonstrated initiative and creative in problem solving
• Excellent analytical and organizational skills, with a high level of attention to detail

• Exceptional ability to multi-task, prioritize projects, and meet deadlines with efficiency

Customer Accountabilities:

• Provides guidance on day-to-day AML/ATF/Sanctions/ABAC matters affecting the business based on regulatory compliance requirements and industry best practice, including, but not limited to, customer identification and due diligence, enhanced due diligence, policy, governance