SVP, Enterprise Risk Management

Salary Range: $215,900.00 - $287,850.00
Exact compensation may vary based on skill, experience and location.      POSITION PURPOSE   As a member of the senior executive team, the SVP, ERM is responsible for leading, promoting, and evolving the organization’s key ERM functions from both a strategic and operational vantage point.      Oversees the functions under the ERM umbrella including: Corporate Compliance & Governance, Information Assurance, Business Continuity, Vendor Management, Loss Prevention, Retail Quality Assurance, and Legal Administration. Additionally, this role will continue developing, maturing, and executing the organization’s ERM Program, including the compilation, assessment, and reporting of significant risks through a standard enterprise risk management framework. This position will provide leadership and guidance to teams across the enterprise for risk management-related matters.       This position will be expected to work closely with all aspects of the organization’s operational and executive leadership to identify, assess and mitigate the high priority risks of the organization. The position is expected to exhibit a high degree of credibility and influence on risk related matters, as well as ensure risk management is aligned with and part of SAFE’s strategic planning efforts.      SUPERVISORY RESPONSIBILITIES   Directly oversees the department’s employees. Carries out supervisory responsibilities in accordance with the organization's policies and applicable laws. Responsibilities include interviewing, hiring, and training employees; planning, assigning, and directing work; performance management; rewarding and recognizing employees; addressing complaints and resolving problems.      ESSENTIAL FUNCTIONS AND BASIC DUTIES      ERM Program   

• Define, implement, and maintain a standardized enterprise risk management framework; ensure alignment with the organization’s strategic plan.
• Establish and update enterprise risk management policies and corporate governance structure.
• Coordinate enterprise risk identification and assessments, including facilitating risk assessment sessions with business units and developing and maintaining a risk database.
• Work with executive leadership to establish and maintain board-approved risk appetites.
• Function as a liaison between departments across SAFE to identify, update, and report key risk indicators (KRIs) for various risk categories.
• Develop quarterly ERM reporting for executive management and the Board of Directors.
• Provide leadership, management, and guidance to organizational leadership over risk exposures to the company; drive workable action plans to ensure that critical business risk exposures are mitigated in a proactive manner.

   Corporate Compliance & Governance   

• Oversee the organization’s corporate compliance activities, including maintaining robust but efficient policies and procedures to manage and mitigate regulatory and consumer protection risks.
• Conduct periodic risk assessments and oversee the development and maintenance of an effective compliance management program that aligns with SAFE’s risk appetites and strategic plan.
• Collaborate with and provide administrative support for Board governance activities, including Board Policy Committee, member annual meetings, director and officer elections.
• Ensure an effective Bank Secrecy Act (BSA) compliance program, including the development and maintenance of AML, OFAC, and CIP policies/procedures.
• Coordinate with and provide guidance to senior leadership on regulatory and compliance matters
• Collaborate with the business and assist in the development and evolution of a centralized complaint management system.

   Loss Prevention & Quality Assurance    Loss Prevention   

• Oversees SAFE’s fraud prevention program, ensuring the implementation of effective controls to mitigate fraud risk and prevent losses across all categories of external fraud. 
• Stays informed of emerging fraud schemes in the banking industry, consistently identifying trends and adapting the loss prevention program accordingly to address new and existing threats. 
• Ensures the dissemination of relevant information and reporting to enhance awareness and understanding of fraud. Directs the implementation of targeted training programs aimed at equipping stakeholders with the necessary knowledge and skills to prevent fraud losses.

   Retail Quality Assurance   

• Ensures that SAFE’s Quality Assurance program provides a comprehensive and transparent view of retail operational performance. This includes periodically reviewing the program to evaluate and update the review areas based on risk and ensuring that the reporting serves the needs of all relevant stakeholders.

   Risk & Assurance   Vendor R