Director - Global Commercial Services, Lending - Finance

At American Express, our culture is built on a 175-year history of innovation, shared values and Leadership Behaviors, and an unwavering commitment to back our customers, communities, and colleagues. As part of Team Amex, you'll experience this powerful backing with comprehensive support for your holistic well-being and many opportunities to learn new skills, develop as a leader, and grow your career.

Here, your voice and ideas matter, your work makes an impact, and together, you will help us define the future of American Express.

How will you make an impact in this role?

The Director of Finance – Global Commercial Services partners with Lending Product Team to drive financial performance and the organization’s growth agenda. This role blends strategic planning with hands-on analytics, spanning monthly forecasting, reporting, and ownership of analytical and technical workstreams that deliver clear, actionable insights. Success in this role requires strong technical skills, sound judgment, and the ability to communicate complex analyses to senior stakeholders.

Key Responsibilities:  

• Serve as the central finance partner for GCS Lending, providing proactive, consultative support to the organization.
• Own the month-end reporting process for card lending, including maintenance and ongoing enhancement of reporting dashboards.
• Partner with Product and Risk Management teams to quantify business transformation opportunities and ensure alignment with DS&A forecasting processes.
• Explore potential benefits of agentic AI to enhance processes and analytics
• Develop clear performance narratives and support preparation of senior management presentations.
• Drive lending analytics to identify underlying trends, risks, and growth opportunities.
• Deliver high-quality stakeholder support by responding to inquiries and resolving issues efficiently.

Minimum Qualifications:

• 5+ years of experience
• Experience with end-to-end reporting and planning for the Business Line of Credit, including month-end close, outlooks, and Plan/LRP.
• Demonstrated ability to operate effectively in ambiguous environments and translate broad business questions into actionable analyses
• Strong capability to connect analytical insights to financial outcomes and influence business decisions
• Lead and develop a team of two managers and one analyst, fostering collaboration, accountability, and professional growth.
• Excellent communication skills, with experience engaging and presenting to senior leaders
• Learning agility, flexibility, and comfort adapting to changing priorities
• Proven ability to manage multiple priorities and meet deadlines
• Strong organizational and time-management skills
• Ability to work independently while collaborating effectively within a team
• Bachelor’s degree in Finance, Economics, or a related field

Preferred qualifications:

• Strong understanding of lending economics
• Familiarity with TM1, SQL, and other programming languages

Salary Range: $123,000.00 to $215,250.00 annually + bonus + equity (if applicable) + benefits

The above represents the expected salary range for this job requisition. Ultimately, in determining your pay, we’ll consider your location, experience, and other job-related factors.