Whole Loan Trader

Corporate Title: Vice President

Department: GM

Location: New York

 

The pay range for this position at commencement of employment is expected to be between $225,000 and $250,000 per year

 

Company Overview

 

Nomura is a global financial services group with an integrated network spanning approximately 30 countries and regions. By connecting markets East & West, Nomura services the needs of individuals, institutions, corporates and governments through its three business divisions: Wealth Management, Investment Management, and Wholesale (Global Markets and Investment Banking). Founded in 1925, the firm is built on tradition of disciplined entrepreneurship, serving clients with creative solutions and considered thought leadership. For further information about Nomura, visit www.nomura.com.

 

 

Aon’s Benefit Index®, Nomura’s benefits rank #1 amongst our competitors

 

Department Overview

 

The Whole Loan Trading department is responsible for the acquisition, sale, and management of whole loan portfolios across various asset classes, including residential, commercial, consumer, and specialty finance loans. Our team plays a critical role in optimizing portfolio performance, managing risk, and maximizing returns through strategic trading, market intelligence, and relationship management.

We work closely with loan originators, institutional investors, banks, hedge funds, private equity firms, and servicers to source, evaluate, and execute whole loan transactions. By leveraging deep market expertise, data-driven analytics, and innovative trading strategies, our department ensures seamless execution of trades while maintaining compliance with industry regulations and internal risk management policies.

 

 

Role Description

 

We are seeking an experienced Whole Loan Trader to join our team. The ideal candidate will be responsible for sourcing, analyzing, pricing, and executing trades of whole loan portfolios across various asset classes, including residential and commercial loans. This role requires strong analytical skills, deep market knowledge, and the ability to build and maintain relationships with counterparties, investors, and financial institutions.

 

 

Job Duties

 

• Loan Trading & Execution: Identify, evaluate, and execute whole loan transactions, ensuring competitive pricing and optimal risk-adjusted returns.

• Market Analysis: Monitor market trends, pricing dynamics, and regulatory changes to inform trading strategies.

• Due Diligence: Conduct thorough credit, collateral, and performance analysis of loan portfolios.

• Risk Management: Assess and mitigate risks associated with loan acquisitions and sales.

• Relationship Management: Develop and maintain relationships with originators, servicers, institutional investors, and other market participants.

• Financial Modeling: Utilize financial models and data analytics to support trade decisions and optimize portfolio performance.

• Deal Structuring: Negotiate terms, pricing, and contract agreements with counterparties.

• Regulatory Compliance: Ensure adherence to relevant industry regulations and company policies.

 

 

 

Skills, Experience, Qualifications and Knowledge Required

 

• Bachelor's degree in Finance, Economics, Business, or a related field (MBA or CFA preferred).

• 3+ years of experience in whole loan trading, mortgage banking, or structured finance.

• Strong understanding of mortgage products, credit underwriting, and loan performance analytics.

• Proficiency in financial modeling, data analysis, and valuation methodologies.