Territory Management Consultant

At EMC, we’re all about working together to make an impact. As part of our team, you’ll have the opportunity to grow, contribute, and gain experience that matters. We strive to be caring leaders, close partners, and responsive experts—always supporting each other to do our best work. Join us, and let’s improve lives together.

**This position can be performed remotely for candidates who reside in eastern or central Michigan with flexibility if living in nearby locations in Ohio or Indiana**

Essential Functions:

• Oversees an assigned territory with broad and challenging agency partners driving profitable premium growth to achieve financial and operational goals

• Creates, implements and executes territory and agency strategies to achieve short term and long term goals utilizing all company programs, tools and resources in collaboration with internal business partners

• Leads a collaborative, proactive approach with underwriters to drive profitable premium growth within a territory through directing sales pipeline activity, identifying account leads and prospects, pre-qualifying business, and selling quotes and EMC to agents

• Creates demand by marketing EMC as a leader in the market.  

• Enables agents/producers to maximize the flow of desirable business to meet or exceed goals

• Owns the business development process within assigned market area with heavy emphasis on developing a pipeline of profitable new business and renewal retention

• Continually identifies and evaluates prospects for new agencies within the territory. 

• Surveys prospective agencies and obtains completed agency applications

• Identifies new agencies and effectively onboards the agency.

• Discusses company and agency responsibilities and establishes a business plan for the agency.

• Leads training of agencies on EMC products and services, rate levels, underwriting eligibility, sales techniques, EMC and agency technology, and other administrative processes

• Researches EMC’s competitive position in the marketplace, proactively providing competitive intelligence to the branch and corporate offices as appropriate. 

• Performs surveys of competitor products and services, rate levels, producer compensation and incentives, and marketing efforts

• Evaluates the impact of market conditions and representation by territory and recommends changes in agency representation within an assigned territory. 

• Determines areas of the branch territory to further develop or expand market presence and leads recommendation discussions with appropriate branch team members

• Builds and cultivates complex agency partnerships in person with agency ownership, management and frontline team members

• Creates, drives, and manages strong producer relationships through high visibility, clear knowledge of company strategy and joint sales planning

• Drives the acquisition and evaluates complex new business accounts with agents through properly conveying branch and underwriting risk appetite, discussing leads and prospects, and pre-qualifying submissions and evaluating risks.

• Collaborates with underwriters to secure the acquisition of desirable individual accounts

• Establishes position as a subject matter expert while delivering product, underwriting philosophy, appetite and system training, and support retention and new business development to increase depth and maximize agency revenue

• Partners with existing and prospective independent agencies to develop a strategy to drive profitable business and sources of new business

• Leads, influences and supports internal business partners to identify and capitalize on opportunities, resolve problems, share key competitor and industry intel and provide a voice for our agent/customer

• Communicates with branch team about complex agency relationships and proactively coordinates actions to address potential issues, involving other departments as appropriate

• Serves as a consultant to the agency and branch to articulate and explain coverages, premiums and claim decisions, involving other departments as appropriate

• Leads and organizes various functions to promote EMC and/or represents EMC at special events, such as agency sales meetings, agency trade association meetings, etc.

• Builds and executes an effective agency management sales plan with broad and challenging agencies to achieve maximum production and profit goals in assigned territory

• Leads assigned geographical territory and agency management processes (e.g. agency prospecting, business planning, engagement, training, compensation, etc)

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