Software Engineer Intern, Finance Primitives (Summer 2026)

At Ripple, we’re building a world where value moves like information does today. It’s big, it’s bold, and we’re already doing it. Through our crypto solutions for financial institutions, businesses, governments and developers, we are improving the global financial system and creating greater economic fairness and opportunity for more people, in more places around the world. And we get to do the best work of our career and grow our skills surrounded by colleagues who have our backs. 

If you’re ready to see your impact and unlock incredible career growth opportunities, join us, and build real world value.

At Ripple, we’re building a world where value moves like information does today. It’s big, it’s bold, and we’re already doing it. Through our crypto solutions for financial institutions, businesses, governments and developers, we are improving the global financial system and creating greater economic fairness and opportunity for more people, in more places around the world. And we get to do the best work of our career and grow our skills surrounded by colleagues who have our backs.

If you’re ready to see your impact and unlock incredible career growth opportunities, join us, and build real world value.

THE WORK

As a Ripple intern, you will work on challenges that impact our mission and shape our company. With support from your team, access to learning and development resources, and opportunities for fun along the way, our program will give you the foundation to start your career journey.

The Finance Primitives (FP) team is the engineering backbone of Ripple’s financial operations. We are responsible for building the reusable, atomic financial infrastructure—such as the Canonical Ledger, Wallets, Bank/Crypto Connectivity, and Transaction services—that power all of Ripple's products (Payments, Stablecoin, Custody, etc.). We address fragmentation by turning duplicated efforts into leverage, enabling the entire company to build faster and maintain less.

We are seeking a high-potential Software Engineer Intern to join our team to contribute directly to our high priority initiatives to scale product impact by directly improving operational efficiency. Unlike a designated intern project, you will be embedded as a full member of the team, solving real-time challenges that impact the operational stability and financial accuracy of the entire business.

This is a high-stakes, high-learning opportunity where you will gain end-to-end experience:

• Backend and Systems Engineering: Writing production-grade code for high-reliability systems, focusing on operational automation, data integrity, and API development.
• Full Development Lifecycle: Working on features from design and architecture review through implementation, testing, and deployment (CI/CD).
• Operational Excellence: Contributing to the maintenance and evolution of our core systems that manage fiat connectivity and asset movements.

WHAT YOU'LL DO

• Work on P0 projects alongside senior engineers, addressing the most critical needs in banking abstraction, ledger reconciliation, or unified connectivity.
• Gain familiarity with the core mechanics of payment processing, financial event logging, and multi-asset management in a real-time environment.
• Improve engineering and operational efficiency by applying automation to manual Finance Operations workflows.
• Contribute to the strategic goal of establishing Ripple's Canonical Financial Record.
• Receive mentorship while working with multiple components of the FP platform (backend, some frontend exposure, CI/CD).

WHAT YOU'LL BRING

• Currently enrolled in Undergraduate, or Graduate degree preferably in Computer Science, Engineering, or a related technical field.or related field
• Available to work for 12 weeks during Summer 2026, beginning in May or June.
• Intent to return to degree-program after the completion of the internship
• Proven understanding of core data structures, algorithms, and object-oriented programming.
• Familiarity with at least one of the following backend languages: Java, Go, or Python
• Prior experience (academic projects or previous internships) in building scalable backend services.
• A strong interest in FinTech, distributed systems, and solving complex, high-reliability problems.

For positions that will be based in NY, the hourly range for this position is below. Actual rates may vary based on numerous factors including, among other things, an individual applicant’s experience and qualifications for the position. This range does not include equity or additional compensation, such as bonuses or commissions.

NY Hourly Rate Range$43—$47.50 USD

WHO WE ARE:

Do Your Best Work