Senior Compliance Tester

Discover. A brighter future.

With us, you’ll do meaningful work from Day 1. Our collaborative culture is built on three core behaviors: We Play to Win, We Get Better Every Day & We Succeed Together. And we mean it — we want you to grow and make a difference at one of the world's leading digital banking and payments companies. We value what makes you unique so that you have an opportunity to shine.

Come build your future, while being the reason millions of people find a brighter financial future with Discover.

Job Description:

What You'll Do

Executes testing across DFS business units for adherence to Federal and State regulatory requirements, and assists the manager in leading the Compliance Review. Actively manages and escalates risk and customer-impacting issues within the day-to-day role to management.

How You'll Do It

• Inspects documents, records, disclosures, systems and reports to verify compliance and identify trends or weaknesses in DFS business processes.

• Brings issues to attention of compliance and business management.

• Evaluates business policy, procedure, training and processes with respect to regulatory requirements.

• Executes enterprise-wide compliance testing program.

• Compiles and maintains work papers and supporting documentation of tests and findings.

• Monitors and tests business action plans established to correct deficiencies.

Qualifications You'll Need
The Basics:

• Bachelor's degree in Business Administration and Management, Finance, Law, or related field.

• 4+ years of Compliance, Financial Services, Risk and/or BSA/AML experience.

• In Lieu of Education, 6+ years of Testing, Quality Assurance, and/or Audit experience.

Physical and Cognitive Requirements
The physical requirements described here are representative of those that must be met by an employee to successfully perform the essential functions of this position. Reasonable accommodations may be made to enable a qualified individual with disabilities to perform the essential functions of the position as required by federal, state, and local laws:

• Primarily remain in a stationary position.

• Occasionally move about the work environment to complete the major responsibilities of the job.

• Ability to transport physical objects up to 10 pounds (5 kg).

• Primarily performed indoors in an office setting.

• Ability to operate office equipment such as but not limited to computer, telephone, printer, and calculator.

Bonus Points If You Have:

• 6+ years of Testing, Quality Assurance, and/or Audit experience.

• 4+ years:

• • Models, champions, and reinforces a risk culture of compliance and
  transparency.
  • Applies general understanding of risk identification and assessment
  processes, tools and techniques to provide oversight and challenge
  to risk measurement activities.
  • Demonstrates knowledge and understanding of compliance laws
  and regulations.
  • Demonstrates knowledge of the Compliance Management System
  components related to:
  ◦ Policies and procedures, and clear communication of intended
  procedural expectations and process.
  ◦ Governance and reporting processes that provides a mechanism
  to identify, manage and escalate risks according to the
  organization's risk appetite.
  ◦ Evaluation of and/or challenges processes, new/existing products
  or services, regulatory changes, customer communications, and/or
  technologies to ensure Compliance risks are identified and mitigated.
  ◦ Identification and escalation of compliance risk management issues
  in a timely and effective manner, including ability to manage,
  monitor, and report on issues and development of action plans.
  ◦ Risk monitoring and testing activities to determine whether
  regulatory requirements are being adhered to and/or Controls are
  operating effectively.
  ◦ Identification of regulatory risks and adequate risk mitigants, as
  well as effectively challenging assessment of controls to prevent,
  detect, and correct errors.
  ◦ Handling of complaints, evaluating business initiatives and providing
  research on potential regulatory impacts.
  ◦ Due diligence on new and existing Third-Party engagements
  commensurate with the level of compliance risk involved in the
  services being provided.
  ◦ Comprehensive, risk-based Compliance training specifically tailored
  to job roles and responsibilities.

• 4+ years:

• • Effective communication (writte