Senior Analyst, Treasury Operations

• Treasury Expertise & Operational Excellence: Lead cash operations, liquidity management, and process optimization to enhance compliance, automation, and financial accuracy.
• High-Impact Role in Growth: Optimize cash flow, mitigate risk, and drive efficiency in a fast-growing fintech, ensuring a strong and scalable treasury function.
• Flexible Hybrid Work: This role requires in-office collaboration at our Manhattan office at least three days per week, with flexibility for remote work on other days.

 

Start your adventure with Zip 

Zip US is experiencing substantial growth, which is increasing the funding requirements of the US business and adding the need for a new role that is focused on Finance Operations and Treasury management. As the Senior Operations Analyst on Zip’s Treasury team, you will report to the US Treasurer. In this role, you will support a world class Treasury team for a fast-growing dynamic company.  This role will support all aspects of America's business cash operations management (accounts payable, payroll, travel and expenses, and funding).  In addition, you will work with the US Finance team and the Global Finance team, as well as coordinate with cross-function business partners to support continuing company growth and pursuit of excellence.

 

What you’ll be working on

Treasury Operations & Cash Management

• Maintain Integrity & Oversight:
• Ensure full compliance and accuracy in all treasury activities, adhering to internal policies and external regulatory requirements.
• Establish and enforce standardized procedures for cash management activities.

Daily Operational Management:

• Oversee the processing of daily transactions, including:
• Accounts Payable: Utilize bill.com to process vendor invoices and ensure timely payments. Work with both internal and external stakeholders to make sure appropriate documentation is provided. 
• Payroll: Coordinate with the People and Culture team to process employee payroll and manage benefits accurately.
• Merchant and Funding payments related to payments for daily client transactions
• Travel & Expense: Manage travel arrangements and expense reporting via Navan, Expensify and Brex.

Liquidity & Risk Management:

• Collect and analyze data from accounts payable, payroll, merchant funding, corporate credit card transactions, and travel and expense systems.
• Track daily liquidity inflows and outflows for these areas to ensure the organization maintains adequate cash reserves.
• Develop detailed forecasts that highlight periods of surplus or shortfall, informing proactive management decisions.
• Actively meet with teams across Zip to determine what data impacts liquidity, such as payment cycles, vendor terms, payroll schedules, and expense trends.
• Propose actionable strategies to mitigate identified liquidity risks, such as adjusting payment schedules, negotiating better payment terms, or optimizing cash disbursements.
• Suggest process improvements or technology enhancements to streamline cash management practices across all areas of responsibility.
• Work closely with the team to compile and prepare comprehensive reporting.
• Coordinate with cross-functional teams to ensure data accuracy and consistency.

Data Monitoring:

• • Review and analyze financial data from multiple sources, identifying and investigating discrepancies and anomalies.

Control & Compliance:

• • Identify gaps in current processes and implement additional financial controls to bolster accuracy and security.
  • Ensure all reporting meets internal standards and external regulatory requirements.

Technology & Tools Integration:

• • Administer Expense management systems
    • Manage workflows through various Treasury systems including AP and T&E
    • Utilize AI tools to help improve processes and streamline payment approvals
    • Advise accounting team on impacts to ERP from Treasury activity and changes
  • Develop and maintain dynamic spreadsheets for financial analysis, ensuring real-time accuracy and accessibility.

Process Optimization

• Cross-Functional Collaboration:
• Partner with Finance, Accounting, and other departments to identify areas for operational improvement.
• Strategic Improvement Initiatives:
• Lead efforts to streamline pro