Risk Analyst Senior

Job Description

Are you ready to write your next chapter?

Make your mark at one of the biggest names in payments. With proven technology, we process the largest volume of payments in the world, driving the global economy every day. When you join Worldpay, you join a global community of experts and changemakers, working to reinvent an industry by constantly evolving how we work and making the way millions of people pay easier, every day.

What makes a Worldpayer? It’s simple: Think, Act, Win. We stay curious, always asking the right questions to be better every day, finding creative solutions to simplify the complex. We’re dynamic, every Worldpayer is empowered to make the right decisions for their customers. And we’re determined, always staying open – winning and failing as one.

We’re looking for a Risk Analyst Senior to join in our ever-evolving Risk team to help us unleash the potential of every business.

Are you ready to make your mark? Then you sound like a Worldpayer.

About the team

Our Legal, Risk, Compliance and Audit teams ensure we're doing business the right way. They help us balance a healthy risk appetite, so we're empowered to expand our horizons. Vertical Enablement within Commercial Risk Management is responsible for defining risk appetite and minimum standards for high-risk verticals for commercial growth. We work cross-functionally with our sales team to find risk management solutions for complex and/or new business models within our risk appetite through the development of risk appetite documentation. The team strives to empower commercial teams to make decisions with confidence, ensuring that opportunities are safeguarded against known risk threats and ready to address future risks.

What you’ll own

• Custodian of the Commercial Risk Management Documentation Framework which establishes a standardized process and overarching governance towards the creation and management of different high-risk sector documentation.
• Lead the Vertical Enablement team in the development of risk appetite documentation by partnering with internal subject matter experts, leveraging rigorous research, and conducting in-depth analysis to establish Worldpay’s commercial risk appetite.
• Custodian of risk appetite documentation responsible for creating and maintaining risk documents through establishment and facilitation of working groups (Risk and Controls Matrices, Risk Appetite Statements, Commercial Risk Guidelines, Prohibit & Refer Dashboards, etc.) to define Worldpay’s risk appetite for new and evolving verticals.
• Collaborate with commercial teams on vertical priorities and enable the business to take on risk responsibly and commensurate with merchant pricing.
• Identify, communicate, and advise leadership on risk versus reward of unestablished high-risk sectors and/or those currently outside of established risk appetite.
• Own Commercial Risk Reporting for the wider team and analyze and provide insight on vertical risk trends.
• Maintain governance of Heatmap Monitoring for high-risk verticals as reporting is developed.

Where you’ll own it

You’ll own it in our Cincinnati hub. While we’re a large team of Worldpayers based in North America, we have collaborative spaces and regular opportunities to celebrate with each other in person. 

What you bring

• At least 4 years of experience in risk management
• Background in merchant acquiring/payments
• Strong working knowledge of Worldpay’s merchant risk appetite
• Strong analytical, organizational and communications skills required
• Ability to establish and maintain effective working relationships with colleagues
• Creativity and innovative problem-solving skills

Worldpay perks - what we’ll bring for you

We know it’s bigger than just your career. It’s your life, and your world. That’s why we offer global benefits and programs to support you at every stage. Here’s a taste of what you can expect.

• A competitive salary and benefits.
• Time to support charities and give back to your community.
• Parental leave policy.
• Global recognition platform.
• Virgin Pulse access.
• Global employee assistance program.

What makes a Worldpayer

At Worldpay, we take our Values seriously, and we live them every day. Think like a customer, Act like an owner, and Win as a team.

• Curious. Humble. Creative. We ask the right questions, listening a