Product & Segments - Financial Analysis - Senior Associate

We are seeking a strategic thinker with a highly collaborative mindset to join our high performing Product & Segments finance team. Our team provides a strategic partnership to the cross-functional Product and Customer Segment teams to provide financial rigor around planning for growth, reporting performance and developing enhanced financial analysis. 

As a Senior Associate in Consumer Banking finance space, you will report through the Product Profitability Vice President (VP) with a specific focus on cash management, deposit services and fee revenue optimization.  Work product includes monitoring and tracking budget, forecast, and actuals of fee revenues while providing business case input and P&L scenarios and analysis to understand drivers of profitability for different deposit products and services. You will partner closely with product teams across cash management, regulatory support, data & analytics and budget pass forecast processes. You will interface directly with multiple senior leaders.

Job responsibilities

• Support the Core Deposit Product Team as the finance point of contact for fee revenue reporting, monitoring and forecasting. 
• Create and manage budget and forecast models
• Develop monthly reporting on drivers, fees and deposit services
• Develop profitability and P&L scenario frameworks
• Develop frameworks to provide driver metrics and financial inputs for business cases to support investment in the business
• Conduct variance analysis and explain results in a clear and concise manner
• Actively manage fee revenues and drivers to escalate risks and opportunities versus forecast / budget in a timely manner
• Build and maintain key stakeholder relationships across the business

Required qualifications, capabilities, and skills

• Bachelor’s degree in Finance, Mathematics, Economics or related field
• 3+ years of financial analysis / FP&A type function
• Thorough understanding of profitability drivers and analysis, valuation frameworks, and discounted cash flow modeling
• Ability to leverage data to drive thorough analysis for insightful results to influence decisions
• Experience creating and presenting senior executive level communications
• Highly productive with a keen attention to detail and ability to multi-task effectively
• Strong technical ability with advanced Microsoft Office skills (Excel, PowerPoint)Excellent communication skills with client focus and ability to concisely articulate key insights and recommendations
• Excellent interpersonal skills to build relationships and work effectively with a variety of individuals and business partners
• Self-starter with a steady curiosity and ability to work independently and as a team in a fast-paced, results-oriented environment
• Organized problem solver with a collaborative mindset and strong critical thinking skills

Preferred qualifications, capabilities, and skills

• Experience in analytical tools like Tableau and Alteryx
• Knowledge of Hyperion Essbase and SAP helpful, but not required
• Knowledge of automation tool (e.g. VBA) helpful, but not required

Chase is a leading financial services firm, helping nearly half of America’s households and small businesses achieve their financial goals through a broad range of financial products. Our mission is to create engaged, lifelong relationships and put our customers at the heart of everything we do. We also help small businesses, nonprofits and cities grow, delivering solutions to solve all their financial needs.

We offer a competitive total rewards package including base salary determined based on the role, experience, skill set, and location. For those in eligible roles, discretionary incentive compensation which may be awarded in recognition of individual achievements and contributions. We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on-site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits will be provided during the hiring process.

We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, g