Payment Systems Intelligence Senior Consultant

Company Description

Visa is a world leader in digital payments, facilitating more than 215 billion payments transactions between consumers, merchants, financial institutions and government entities across more than 200 countries and territories each year. Our mission is to connect the world through the most innovative, convenient, reliable and secure payments network, enabling individuals, businesses and economies to thrive. When you join Visa, you join a culture of purpose and belonging – where your growth is priority, your identity is embraced, and the work you do matters. We believe that economies that include everyone everywhere, uplift everyone everywhere. Your work will have a direct impact on billions of people around the world – helping unlock financial access to enable the future of money movement. Join Visa: A Network Working for Everyone.

Job Description

This high impact, high visibility position is part of Payment Systems Intelligence (PSI) - a key component of Global Risk's Payment Fraud Disruption (PFD) initiative. PFDs team of technology experts are vital to Visa efforts to identify, investigate, disrupt, and prevent attacks targeting the global payment ecosystem. This Sr. Consultant role will guide the execution of key Payment Systems Intelligence capabilities, including Visa Payment Threats Lab (VPTL) and eCommerce Threat Disruption as part of PFD services for Visa clients. Responsibilities include executing these capabilities' strategies, engaging clients globally, and successfully executing against the client engagement plan. In addition, as a part of the PSI team, the lead will identify new and novel methods that fraudsters are using to target Visa clients and the ecosystem and develop innovative approaches to disrupt emerging fraud and security vulnerabilities affecting Visa clients and the payments ecosystem. The primary focus for this role is the Visa Payment Threats Lab (VPTL) and eCommerce Threat Disruption (eTD). These capabilities are sought-after differentiators in Visa Risk offering. VPTL is a key part of Visa's ongoing efforts to stay ahead of organized crime groups and has already received high accolades from Visa clients. Building and leading this important offering requires advanced knowledge of payments systems and fraud techniques, as well as the ability to identify and disrupt evolving attack trends. In addition, VPTL requires regular interaction with executive members of Visa's most valued client base to discuss and advise on their most sensitive security issues. The main objective of the eCommerce Threat Disruption program is to narrow the gap between detection and prevention of eCommerce compromises. Key measures of success for this position include: reduced successful cyber fraud targeting the eCommerce space (primarily merchants) for a specific Visa client, the ability to support early identification of eCommerce merchant compromises for a Visa client, rapid response, triage and analysis of technical malware targeting the eCommerce space, analyzing forensic reports, and supporting efforts to investigate criminals operations targeting the ecosystem. This role requires a recognized expert with a capacity to solve unique and complex problems that have a broad impact on the business, coordinate closely with client executives, and the ability to present technical, transaction-level findings to clients and executive leadership. Primary Responsibilities: Coordinate closely with Visa executive and technical colleagues to carry out Payment Threats Lab tests for a specific client, to include full coordination and prioritization of tests with Visa Regional teams and Risk Managers Execute Visa Payment Threats Lab exercises, coordinate test coverage, manage VPTL executive report delivery and presentation with clients Work independently, under limited supervision, on problems that are undefined and significantly complex Conduct threat research to identify emerging fraud trends and reproduce results in a simulated production environment Collaborate with internal and external stakeholders on various fraud issues and produce fraud mitigation strategies to include vulnerability assessments Contribute and participate in all stages of advanced fraud and cybercrime simulation, understanding and researching fraud attacks on the payments ecosystem from multiple phases, including planning, recon, exploitation, post-exploitation, clean up and remediation Execute eTD on behalf of a Visa client, ensuring daily monitoring and scanning of the client's eCommerce merchants. Identification of malicious digital infrastructure (command and control domains IP addresses) associated with malware compromising eCommerce merchants Identification of compromised eCommerce merchants for the Visa client Triage and analysis of forensic investigation reports, identification of technical correlations between the reports, and ability to develop digital infrastructure maps (domains, IPs, malware vari